Everyone gets a "spare" year of Student Finance in case they start out on the wrong course. As long as you do one year or less of your current degree, you would still have enough entitlement left to start a new one from scratch at any future point in your life up to the age of 60.
Think about whether you want to be at uni at the moment, or whether you need to take a break from learning for a while. There's no rush to go to uni. If it doesn't suit you now, it may do later. I left a degree after two years when I was 20. I went back aged 44.