PCDL - Barclays application declined

I've just received a letter to say my application with Barclays has been refused. I've checked my credit rating with Experion, which is not far off excellent so I'm a little confused.

I've just called them and they have said the refusal is due to my bank statements showing the use of my overdraft. The max I've been in there over the last few month must be around £200.

Has anybody else had the same issue? I've asked to appeal as, I don't think the decision is very fare, and they've said I should receive a letter in 5-10 working days.

Is there anybody who has appealed with Barclays? I'm just wondering if I have much of a chance!

I'm going to be starting a social work MA and will be on full time placement half of the 2 year course. I want to work part time but know I will struggle during this period!

Any advice is appreciated!

Oh bugger! What makes it worse is that I had the money in my savings account!

I had my Barclays application rejected too. Mine was because in Feb I missed a direct debit payment. It was £15, and paid a day late. I appealed and was just rejected again, to be honest I don't even think they looked at it, it came back so quickly.

But I've now been provisionally accepted for a Co-op loan, so don't lose hope !

Fingers crossed! I've called a few times to try and speak to somebody about my appeal but I can't get a straight story from anybody, and when I ask questions they don't seem to understand me!

Maybe I'll be better off with the Co-Op. We shall see!