Possibly cannot afford Cambridge. What are my options?

I am applying to Cambridge from the U.S. I really want to go there because it has a renowned math and physics program, it is beautiful physically, and it gives me the oppurtunity to study math and physics exclusively.

From what other have told me, it seems that I have a decent chance at least of being made an offer.

I am now just realising that studying in the UK is extremley expensive for international students, because UK universities only offer financial aid to UK/EU students. I have calculated that an education at Cambridge would cost 35,000 pounds a year, or roughly $60,000. However this does not factor in the trips I will make from UK to U.S to visit my family, which will probably add another $10,000-$15,000 a year. Thus I am looking at $75,000 with no possiblity of financial aid from Cambridge.

What are my options? It really would be a shame if I was admitted to Cambridge but could not attend because of financial limitations. Can I get some sort of student loan?

I am applying to Cambridge from the U.S. I really want to go there because it has a renowned math and physics program, it is beautiful physically, and it gives me the oppurtunity to study math and physics exclusively.

From what other have told me, it seems that I have a decent chance at least of being made an offer.

I am now just realising that studying in the UK is extremley expensive for international students, because UK universities only offer financial aid to UK/EU students. I have calculated that an education at Cambridge would cost 35,000 pounds a year, or roughly $60,000. However this does not factor in the trips I will make from UK to U.S to visit my family, which will probably add another $10,000-$15,000 a year. Thus I am looking at $75,000 with no possiblity of financial aid from Cambridge.

What are my options? It really would be a shame if I was admitted to Cambridge but could not attend because of financial limitations. Can I get some sort of student loan?

By student loan I mean from the U.S obviously.

It is much less expensive to study in the U.S because universities offer financial aid, but I do have a preference for Cambridge. Of course I am applying to U.S universities...

As far as the American students studying in the UK... I don't know how they do it... they must be really rich or something...

Hi. I am no expert but you could look into applying for scholarships if you qualify.
I am from the UK and here we pay £9,000 a year for tuition fees. We don't pay them upfront, though. We get student loans and pay them back when we're older, once we earn (I think this is correct) over £21,000 per year. These loans are interest free. We also have to pay back around £3,500 of interest-free loans which we were given to help with living costs. We have to pay for accommodation though, and that is not paid for by a loan.
Okay/ I just did some research and it says about Non-EU students: "Essentially, loans are only available to students who have lived in the UK for at least three years before the beginning of their course." so you probably can't get a student loan from the UK. Maybe look into funding you could get from the US?
Do your parents have a college fund?
I am going to Oxford this year and from visits I have made and things I have looked into, it seems that Oxbridge are really enthusiastic in ensuring that people who think they will have financial difficulty still apply to them. They offer bursaries to some people.
I have seen lots of American students studying in the UK so it must be possible somehow. Some universities in the US have exchanges with UK unis so maybe this would be possible with Cambridge (ie go to school in the US but study in England for one year).
I really hope that, if Cambridge is where you want to go, you don't disregard it for financial reasons. At the same time I know you'll have to be realistic and if you can't afford it then going elsewhere might be your only option. Still look into other unis in the US; maybe you haven't considered others if you are fixated on Cambridge?
I am so sorry that money has got in the way of studying where you want to. I really resent the governments for making education so unaffordable for those who want it.

For overseas students, it costs about the same as a US education would. Nonetheless, I would encourage you to apply because Oxbridge is everything it is cracked up to me. My daughter, who is both American and Irish, is at Cam and as a EU resident qualified for EU fees. If you get in, I wish you the best of luck to find a way.

Can I ask how you've calculated 35k per year? The tuition fee for maths is 16.8k pa (at the moment). If you say you haven't factored in transport to and from the USA, doesn't 18.2k pa seem like rather a lot for food, accomodation, visa costs etc? Might not be, of course, I'm just guessing, but the university website recommends a minimum of 9.4k pa, depending on lifestyle, so it may be half what you estimated. Also worth bearing in mind some colleges (eg St John's) let you keep your room over the short break for free. Have you tried the Fulbright Commission?
If you're applying to natural sciences, your estimate is probably right, but if you're only interested in maths/ physics, have you thought about applying to Maths with physics and saving yourself 6k+ pa?
http://www.undergraduate.study.cam.ac.uk/international-students/fees

OP is not qualified for EU fees. And if he goes to universities in US, there're lots of financial supports available which he cannot get if he goes to unis in UK. I thought this was the whole point of his question?

Hi. I am no expert but you could look into applying for scholarships if you qualify.
I am from the UK and here we pay £9,000 a year for tuition fees. We don't pay them upfront, though. We get student loans and pay them back when we're older, once we earn (I think this is correct) over £21,000 per year. These loans are interest free. We also have to pay back around £3,500 of interest-free loans which we were given to help with living costs. We have to pay for accommodation though, and that is not paid for by a loan.
Okay/ I just did some research and it says about Non-EU students: "Essentially, loans are only available to students who have lived in the UK for at least three years before the beginning of their course." so you probably can't get a student loan from the UK. Maybe look into funding you could get from the US?
Do your parents have a college fund?
I am going to Oxford this year and from visits I have made and things I have looked into, it seems that Oxbridge are really enthusiastic in ensuring that people who think they will have financial difficulty still apply to them. They offer bursaries to some people.
I have seen lots of American students studying in the UK so it must be possible somehow. Some universities in the US have exchanges with UK unis so maybe this would be possible with Cambridge (ie go to school in the US but study in England for one year).
I really hope that, if Cambridge is where you want to go, you don't disregard it for financial reasons. At the same time I know you'll have to be realistic and if you can't afford it then going elsewhere might be your only option. Still look into other unis in the US; maybe you haven't considered others if you are fixated on Cambridge?
I am so sorry that money has got in the way of studying where you want to. I really resent the governments for making education so unaffordable for those who want it.

Can I ask how you've calculated 35k per year? The tuition fee for maths is 16.8k pa (at the moment). If you say you haven't factored in transport to and from the USA, doesn't 18.2k pa seem like rather a lot for food, accomodation, visa costs etc? Might not be, of course, I'm just guessing, but the university website recommends a minimum of 9.4k pa, depending on lifestyle, so it may be half what you estimated. Also worth bearing in mind some colleges (eg St John's) let you keep your room over the short break for free. Have you tried the Fulbright Commission?
If you're applying to natural sciences, your estimate is probably right, but if you're only interested in maths/ physics, have you thought about applying to Maths with physics and saving yourself 6k+ pa?
http://www.undergraduate.study.cam.ac.uk/international-students/fees

You can potentially get a loan from the US. I took out a loan from an Austrian bank for my masters. Alternatively, why don't you apply to US unis and do a year abroad? Some of the better unis have exchange programmes with Oxford and Cambridge.