Why is it based off of what your parents earn!? Totally unfair!

Hardly, I have highlighted that some people do unfortunately have no work ethic and it's frustrating growing up struggle to make ends meet, but by government standards are above this so called threshold and seeing others get spoon fed, I'm aware not everyone who has a low income family is getting more because they're parents don't work. My boyfriends parents are both self employed designers, so I'm fully aware. I was using it as a worst case case study.




Posted from TSR Mobile

I'm home for Christmas and I have £9 left of my £3000 loan and £1500 overdraft, my mum won't even lend me bus money to get into town to see the bank. She, herself cannot afford to give me that money, but apparently I'm not entitled to help.


Posted from TSR Mobile

Why is it based on how much your parents earn? My parents earn roughly around £40K a year so I get about 6K in loans. My other half gets around £8K as his parents earn less. How is it fair if my parents pay more tax for me to get less benefit from it? Why should I have to get no extra help from uni's whilst others get about 3K a year extra from the university itself to help!?

I'm home for Christmas and I have £9 left of my £3000 loan and £1500 overdraft, my mum won't even lend me bus money to get into town to see the bank. She, herself cannot afford to give me that money, but apparently I'm not entitled to help.


Posted from TSR Mobile

OP's entitlement is very strong.

Well OP and family had it good for a while so life was good but now that daddy and mummy have lost money OP suddenly feels the cold that all poor people feel everyday.

I'm home for Christmas and I have £9 left of my £3000 loan and £1500 overdraft, my mum won't even lend me bus money to get into town to see the bank. She, herself cannot afford to give me that money, but apparently I'm not entitled to help.


Posted from TSR Mobile

Im nearly getting to the point where I am in a similar situation taking my maximum £4.5k loan which isnt even covering my rent & I had to quit my part time job since they said I would be fired if I took a day off to sit an exam, However im lucky that due to my previous job ive been living off of some savings I had rather than my overdraft, I honestly dont know how im going to survive more than a year though, im tempted to drop out and work full time for a bit longer then go back for my final 2 years. And ofcourse im ineligble for a larger loan or bursury because my step father who I do not get along with nor do I talk too is on a high wage.
Its nuts.

You are doing something wrong to go through £1500 a month. I suggest you rethink your finances rather than asking for even more money. £1.5k/month is about the same as a cushy £23k a year job. If you are struggling on that as a student then you are really doing something wrong.

Crikey - how did you manage to get through £4500 in three months??

There's no way that's sustainable for another two terms. You wouldn't be able to support that level of expenditure even on the maximum loan/grant.

The system is even more disgusting when you take into account that benefit money isnt factored into earnings when it comes to income calculations.

A typical "poor" family with 2 kids, a father working minimum wage, and a mother who doesnt work, gets around £10k income from work and around £18k extra from benefits (mainly housing benefit + child tax credit) which works out as being equivalent to a £40k salary. But because the benefits are not classed as income, their children will get grants + full loans.

However a family where the husband earns £40k will be classed as high income, and their children will not get grants and full loans, despite the fact the money the family has is identical

The UK is a pretty vile place when it comes to things like this, particularly when all the poors who are being given huge amounts of free money taken from productive families are so ungrateful about it (see half the posts in this thread, for example)

I'm home for Christmas and I have £9 left of my £3000 loan and £1500 overdraft, my mum won't even lend me bus money to get into town to see the bank. She, herself cannot afford to give me that money, but apparently I'm not entitled to help.


Posted from TSR Mobile

Where the heck are your renting to have £1.5k a month not even covering the base rent?

Seems like OP thinks that relying on debt and getting money given from the government is the way to get ahead.

Why not, you know....get a job?

Lots of people who have to bring up kids work minimum wage jobs 40-50 hours a week and don't tell me that being a university student is harder than bringing up kids! If you work 40-50 hours a week you can easily cover your accommodation and academic expenses without relying on borrowing and getting in to debt. Learning to work hard, discipline yourself and live within your means are important life lessons.

Errr £4500/10.5 isnt 1.5k, as much as I wish it was. £430 in from the loan. Rent is £520 in the only student hall in the city, I regret using the student halls as the price really is rediculous, a lot of people in my flats are struggling, but sadly you are stuck there for the year once you sign the rental agreement.

EDIT: Im sorry I just realised it was the poster I quoted which had that expenditure. Holy **** that is rediculous I didnt spend that when I was in full time work lol.

Errr £4500/10.5 isnt 1.5k, as much as I wish it was. £430 in from the loan. Rent is £520 in the only student hall in the city, I regret using the student halls as the price really is rediculous, a lot of people in my flats are struggling, but sadly you are stuck there for the year once you sign the rental agreement.

EDIT: Im sorry I just realised it was the poster I quoted which had that expenditure. Holy **** that is rediculous I didnt spend that when I was in full time work lol.

See that's your mistake. My place was £220 a month inc. internet and water bills.