Okay so to make a long story short, a 40 year old African man kept following me to my college and threatened me to perform bank fraud stuff. He made me bring a cheque to a Barclays branch and claim it into my account. Not only did it not work but Barclays put my account in review and block it. This happened for about 3 months and after they closed my account immediately. I thought it was okay until a Lloyds account that I recently tried to open got closed, and my savings account with Santander was also closed. I'm really really scared I'm only 17 I don't know what this all means do I have a bad credit score? Am I black listed from all UK banks? I need a current account soon seeing as I start my new job in early March I just really need advice/explanation.