So basically, at the start of the year I was given a maintenance loan and grant allowance. However, due to me receiving some help in paying for my rent off the council due to being a care leaver, I haven't spent any of the loan or grant (I have always been like this and feel bad for spending money so I save every last penny I can). Therefore, any money I have spent of my student loan I always put back in as soon as possible, leaving me with 8 grand in the bank in my first year. I was wondering instead of applying for student finance next year is it wise to live off of my savings I acquired this year, which equals less debt? I feel as though it's unfair to borrow more money than I need, I'm doing a social work degree at the moment. Shall I not apply for any help off student finance next year at all, or maybe a small grand loan incase I ever get stuck or something happens? I have posted on another thread about this and got nothing but stick off people, I don't go out spending all my money like students are known for, I'm a really big saver so no negative comments please!!
Need some advice
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