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CIFAS MARK. Cant get basic account. HELP

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    • Thread Starter

    Hi everyone.

    i have a CIFAS mark on my name.

    this mark was due to a loan application which was done in error.

    i can not for love nor money get an account.

    i have direct debit and everything but i dont know what to do please help.

    i have written to the loan company they refuse to remove it

    Ah, I'm in the same boat as you. I did something stupid when i was young. I'm opening a managed bank account tomorrow, i tried to apply for Metro Bank but they declined me and they're apparently the more compassionate bank so you know, if you're denied from them there's pretty no point. Managed bank accounts don't credit check you or search for your background so you'll be able to open one the only downside is they all have crazy monthly payments and fees for certain actions, this differs from bank to bank.

    Although I searched up and found that the Student Loan Company is also a member of CIFAS lol. So who knows, even they might reject me. Might not being going to University at all... a CIFAS stays on you for six years lol, ****ing terrible. Currently I'm freaking out and considering backup plans (#careerinmcdonalds) like apprenticeships.

    I hope all is well with your situation, this issue has seriously been stressing me out.

    Good luck o/
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