I've been looking to try and improve my credit score, cause it's not great since I don't have much credit history. Problem is, all the advice seems to say that getting a credit card is the best way, which can be pretty difficult for a student. I had a look at some student credit cards, which are supposed to be targeted at us, yet they all say you need at least £3000 income. I'm on a full time course, so I don't actually have a part time job, and all of my income is from my loan and bursary. This puts me well above the £3000 income, but it doesn't count when applying, so it looks like I have no money to repay them back. I'm not planning to use it to make crazy purchases, just to pay some bills and pay it back well in time before the high interest starts. I understand they can't take my word on this though.
So question is, has anyone been able to get a credit card with no income? Or does anyone have any other good ways to improve credit score?
Student Credit Cards
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