I am from a low income household and I personally don't have a great deal of saving especially with having to buy uni supplies. I'm sure I'm not the only one in the situation of not knowing how to pay the accommodation deposit as well as the cost of living until my maintenance loan comes through on the 12th of september. Is there a way to defer payments until my loan comes through, will i have enough time to open a student account in order to use the overdraft???