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Have you budgeted for UNI?

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Why bother with a post grad course - waste of time? 17-10-2016
    • Thread Starter

    Did you budget for uni? Also is your loan enough. Also what is your budget (example)
    • Thread Starter

    I will have £80 a week left over

    I'll be going into my fourth and final year in September. And yes I budget.

    I budgeted long in advance for my first year of university as well. It's just irresponsible not to.

    My budget looks something like this:

    rent £280 per month (bills included)
    Food £100-£120 per month
    Transport £120 bi-annually.

    They're all the essentials anyway.

    (Original post by niteninja1)
    Did you budget for uni? Also is your loan enough. Also what is your budget (example)

    I did budget for university. Before going I made a plan of how much I'd spend weekly on shopping - I did this by planning my meals and essentials that I'd need weekly and doing a 'practice shop'. I always calculated how much I'd have left after paying for accommodation and divided it by the amount of weeks in between payments so I knew how much I'd have weekly and any extra costs I'd occur during these weeks.
    Then whatever I was left with was 'extra' money.

    Luckily my loan was enough for me in my first year and second year therefore, I could always afford to live comfortably.

    Yeah, I do budget and since doing my first year I know what I can spend given the price of my accommodation. From student finance I have around £50 a week to spend excluding rent and bills! My food shop normally comes to just under £20 so I know I have around £30 to spend on whatever else I need/want in the week! My strategy was to take out £50 at the beginning of the week and then I couldn't take out more until the next week and it as much easier to keep an eye on how much you have left as you can actually see it in your purse! It meant that never went over my weekly budget!

    I have budgeted for uni every year, going into my final year in september, my student loan leaves me £100 short every month (thankful for my part time job at the SU) so I'm on a very strict budget to allow for me having my horse and my car at uni, neither which I could get through uni without due to not being an overly social person, and not enjoying the night life scene.

    I live in halls so thats about £90 a week, then £20-30 a week for food, then the usual fuel, car insurance, phone contract etc is all worked into my monthly budget.
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