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[Postgrad loan] Penalised for being from a poorer background?

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    I've applied for a postgrad MSc course at the University of Birmingham and I've just learned that because I cannot afford the full course fee of £13,750 in one go, I am being penalised 1.25% by the university because I can only pay it in installments.

    As the majority of the course fee is funded by SFE with the new postgrad loan (and the rest loaned from my parents), I find it astonishing that a university can penalise students for paying the course fees in installments when they have no other choice! Why was this not considered by the university when the SFE PGL was announced?

    To be fair, most universities in the US wouldn't consider taking payment by installments. If you don't pay within a few weeks of registration you are deregistered for your classes/modules. So you're lucky that you have the option of paying it in installments.

    If you listed the SFE as an exernal sponsor, you should be able to convince the finance office to lift any holds on your account for starting your program, and pay in one installment once the loans are in. That's what I did for my MSc (at another uni). But that may take some in person conversation with a supervisor of someone who works in the finance office.
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