Hi, I'm currently starting my 3rd and final year of my undergrad course. I applied for a higher maintenance loan and grant this year as well as the previous two years.
I am studying full time and my living situation is at home with parents who earn under £20,000 which has not changed.
After submitting my application, I noticed that my maintenance loan had decreased a lot so I called up SFE. I was told that the amount of maintenance loan decreases in the final year as the summer is not covered which WAS fine, but they also said that I have been overpaid the past two years as the system has me down as living away from home in London, and I will need to repay the overpayments.
I have filled in this application 3 times now and I always put down living at home and they have previously given me the high amount but this time they're telling me that "the system says I have been living away from home for the past 2 years and since this time I am living at home, the loan has been reduced".
They are sending me forms for change of circumstance to show that I have been living at home. I'm not sure what to do as I definitely did not put down living away and am going to be asked make repayments when I am not in a financial condition to do so.
Maintenance Loan Overpayment
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