Yes I know this is entirely my fault. An email came through my university email claiming to be from the uni themselves, and to enter in my personal info so I could get a grant. Here's all the things some random kid across the world now has access to:
Date of birth
Term time and Home time address
Phone number, and phone provider
Student ID number, and course name
Personal Email address
National Insurance number (Although luckily, I guessed it off the top of my head and got one digit wrong)
Place of birth
And pretty much everything on my bank card. Card number, account number, sort code, expiry dates, the 3 digit code at the back.
After crying for a few hours realising how stupid I was, I've cancelled the card. But this mystery person will still have my home address, account number and sort code, what else should I do?
Contact your bank and explain what has happened. Tell your parents (or whoever you live with) as well just so they keep an eye out for anything unusual. I can't imagine these people would come to you house though! This is a pretty big scam going on at the moment so you aren't the only person who fell for it - I think they are just after your bank and personal details to steal money.
However, they may also be after your identity. I really recommend registering with CIFAS. This places a mark next to your name so anyone trying to open an account in your name will be checked throughly before the account can be opened. This won't have any effect if it is you, but should stop anyone pretending to be you from doing it. It can mean accounts you want to open take longer, but you know you'll be safe. This costs £20 if you from it on the website, however if you sign up to Experian (the credit check people, if you haven't registered you can have a 3 month free trial) you can do it for free there. I'd recommend signing up to Experian anyway because they can check what accounts are held under your name or use your details. You can also set up an alert to be told if anyone sets up an account in your name.
Hopefully you caught it early enough and everything will be fine, but keep an eye out on everything for a few months and you should be fine. I had my card details stolen (no idea how as I don't use online shopping, but I guess that's life!) and doing all of the above made me feel more comfortable.
What a nuisance. *I'm not suprised you are upset. *It's not much *consolation but you won't be the only person to have fallen for this. :-(*
with just a sort code and account number, one can only put money into your account. But because he also has your address he can set up direct debit with your account by changing your address. He could even change your phone number. If your bank is decent they would only allow details to be changed by visiting a branch, as that is the only way to verify a genuine card holder.
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