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    Okay recently I was pulled over for having no insurance on my car (but to my knowledge I was). After doing some checks my insurance had actually been canceled just over a month ago. I was told I would get a fixed penalty and 6 points. But because I haven't been driving for over 2 years my license will be revoked as it has reached its maximum points. The police are saying that I have to go to the courts and let a judge hear my case , but I want to know is can I not just get my license sent away , revoked without involving the courts.
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    If either you or the police want to take a case to court, then I don't think you can get out of it. I imagine you'll probably just get a straightforward magistrate's court hearing and lose your license then.

    They might want to ask if you knew that your insurance was canceled, or if you have any mitigating circumstances, though, so that could be the reason for the court's involvement.

    You might not even get asked to turn up in person.
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    (Original post by Jh1997)
    Okay recently I was pulled over for having no insurance on my car (but to my knowledge I was). After doing some checks my insurance had actually been canceled just over a month ago. I was told I would get a fixed penalty and 6 points. But because I haven't been driving for over 2 years my license will be revoked as it has reached its maximum points. The police are saying that I have to go to the courts and let a judge hear my case , but I want to know is can I not just get my license sent away , revoked without involving the courts.
    You must have known your policy was cancelled, lying will only make it worse.
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    (Original post by sek510i)
    If either you or the police want to take a case to court, then I don't think you can get out of it. I imagine you'll probably just get a straightforward magistrate's court hearing and lose your license then.

    They might want to ask if you knew that your insurance was canceled, or if you have any mitigating circumstances, though, so that could be the reason for the court's involvement.

    You might not even get asked to turn up in person.
    Agreed.

    If you attend the court hearing and plead guilty but explain your mitigating circumstances (if there are any, I.e. not knowing it was cancelled + proof) you may get say 5 points and not lose it. A friend recently went through this and only got 4 points, although he got a £600ish fine.

    Saying that, I'm not sure how you couldn't have known it was cancelled - insurance companies normally send emails and letters before cancelling. If it was, say, a missed payment or direct debit, you won't get out of it.

    It can happen (happened recently to someone else I know) that when changing banks a direct debit doesn't get transferred over properly. She missed a payment on her PCP, which was resolved with no fuss 6 weeks later when they informed her.


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