Okay so new bit of information.....
When I bought my insurance I was still on a provisional driving license. I had that license for 4 years, so that's what I put down on the form: License type - provisional, length 4 years. I passed my test 4 months later. Was I supposed to alert my insurance that I now passed my test? In doing so I would have had to change years held license to 0(because it's now a Full license, which I just got) which I now see makes my offers way more expensive.
Did I make a massive cock up by not telling my insurance I passed my test? Was I not supposed to say I had my provisional license for 4 years? Is the year thing only supposed to be for Full Licenses? So if you're still on a provisional you should always put 0 years or something??????
Really bloody confused, I hope my insurance doesn't think I tried to commit fraud....it's a genuine mistake on my part. I did the form online but I probably shoulda just called in....I'l just ring them tomorrow and see what they say, but if I understand correctly I messed up and I really should have been charged a lot more than £1100 for my 1st year of driving...