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confused about cat c/cat d????

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    hiya, jus wanna buy a car soon-ish....ive seen a pegueot 206 for a relatively cheap price but it says cat C...what does this mean and does this affect insurance???


    out of curiousity what does cat D mean?
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    When a car is in cat c it means it has been in a accident that wasn't too serious, the owner has purchased it back from the insurance company but had to register it as being in an accident.

    The insurers use categories to determine the level of damage the car has been in. Cat A being serious damage, and Cat D being minor

    If I was you I would do a HPI check to see what the damage was
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    Cat A and B cannot be resold

    Cat C is when the insurance company don't want to fix it as it will cost too much - usually fixing it costs more than the car

    Cat D is when the insurance company doesnt wnat to fix it, it probably won't cost mroe than the value of the car but its probably not worth it.

    Cat C will always be more serious damage and Cat D will usually be less serious.

    It depends on a lot of factors but I woudl stay away from a Cat C if it looks liek it has been hit bad.
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    thats the thing look at this.... http://cgi.ebay.co.uk/ws/eBayISAPI.d...MEWA:IT&ih=020

    before you think that im stupid to think the car is £310, i know that it will increase closer to the end of the auction and whatnot just thinking if its below £2000 might still get it,....but becuase it says cat c...dunno if i should reconsider and keep looking
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    hmm, well that car is a REPAIRED Cat C - so you wont have to pay for any repairs yourself, it probably WILL sell for less than the equivalent cost of a non accident one but it might be more prone to things like rust if it hasnt been fixed properly.

    i sugegst you take a very good look inside before you buy.
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    he also says (at the bottom) what bits he replaced - id want to see all the recipts and things as well.
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    keep in mind, that just because it has passed the vic check, it could still potentially be repaired short of acceptable. Same to a lesser extent goes with the MOT. It shouldn't but you've gotta be careful.
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    Get it RAC checked before you buy.
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    2bh a RAC check isnt worth much. much better off getting a good garage to inspect..
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    Its better than nothing! And the 100 point check is not that bad, they will look for the obvious that a garage might miss.
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    Personally I would avoid it because you risk buying a death trap and what you save now you will loose when you come to sell it. Only buy if the inspections say that no structure has been damaged (i.e no welding on the crumple zones etc, all the airbags work etc etc) even then only buy if you don't intend to sell it for a while.

    You will save money now but you will have a hard time selling it.
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    true!...i've decided not to consider it....lolol!....i'd prefer to have something stress-free so i'm just gonna keep on looking hopefully will get one soon thanks for your all replied much appreciated
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    Yeah I would avoid it unless you can get someone to inspect where all the repairs have been in detail
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    Also buy the time you pay for all these inspections the savings you get from it being CAT C are wiped anyway .
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    dont bother buying a 'high risk; car just yet

    wait til you have had a car and start learning about all of their pitfalls and stuff

    i;ve bought 4 cars personally and been driving for around 3 years - the knowledge that i have about cars and buyign cars has gone up MASSIVLEY. part of the reason was because i had various faults with various cars

    but on the upside, the last car i bought i spent a good 1 hour checking it all over and was confident with my purchase - so i probably would have been mroe confident buying a cat c as i woudl have known what bits coudl have caused problems etc
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    The problem with CAT C's is you often don't know the bits that cause problems until you crash and the crumple zones fail.
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    The problem tends to be the buyer of the car not knowing enough about the car. which is why you young guns should stay away from cat c's and d's unless oyu are with someone who knows what they are doing.

    hpi check the cars too. good luck
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    Once a car's been in a bad accident, it'll never drive the same...

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Updated: January 22, 2009
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