Loss of FY1 Accomodation
Discussion about medicine applications and medicine.
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Loss of FY1 AccomodationThe government has amended the Medical act, which means that from August
2008 employers are no longer required to provide free accommodation for
FY1 Doctors.
This equates to the equivalent of a 40% pay cut.
Please sign the petition blow to try and stop this.
http://petitions.pm.gov.uk/FY1accommodation/ -
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Re: Loss of FY1 AccomodationThey seem to at least give responses to petitions that receive numbers of signatures on there... Will be interesting to see how it's spun as a Good Thing.
Has grown in size quite considerably since I signed, yay.
There's a facebook group you can join/invite others to alert them.
It's not merely the pay cut aspect that bothers me, but the whole logistics when working as an F1 doing the dogsbody work/hours & potentially switching hospital often: deaneries cover a huge area, commuting is rubbish (I am not an early morning person
), renting somewhere new for each would probably be impossible & paying for hospital accommodation is distinctly unappealing (unless the new rates really do reflect the fact that it's often quite rubbish!).
Last edited by Elles; 15-01-2008 at 17:04. -
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Re: Loss of FY1 AccomodationWell, it certainly seems like it. Ridiculous.(Original post by Helenia)
I think I signed already. It definitely sucks, especially given the worries I'm already having about finding F1 jobs in the right place. Are they actively trying to put people off becoming doctors? -
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Re: Loss of FY1 AccomodationThere is a thread on the facebook group about identifying/contacting your MP & a sample letter.(Original post by Wangers)
Someone write a letter, then forward it to all the med students on your course and get everyone to protest to your local MPs; they're the only ones that can change the legislation.
Mine for term time address is a medical doctor
. Hmm - wonder if anyone's sent him one yet.
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Re: Loss of FY1 AccomodationOops ddn't look at the facebook group(Original post by Elles)
There is a thread on the facebook group about identifying/contacting your MP & a sample letter.
Mine for term time address is a medical doctor. Hmm - wonder if anyone's sent him one yet.
....and when you say deaneries was it? can be quite spread out; how bad is it? Because being an undergrad in London for 3years at least probably means I won't be able to afford running a car....(or indeed find parking for it..)
(I know rotations are in 4/5, but I'll probably be very poor by then
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Re: Loss of FY1 AccomodationI have just the link for you (my housemates & I started freaking out about 'this time next year' earlier today!(Original post by Wangers)
....and when you say deaneries was it? can be quite spread out; how bad is it? Because being an undergrad in London for 3years at least probably means I won't be able to afford running a car....(or indeed find parking for it..)
): has a map of UK deaneries giving an idea of size/location, handy for me with dire geographical knowledge - click on an area & it tells you about the deanery/foundation school & NHS trusts involved & links to their websites.
For Greater London the division is into 4 Foundation Schools, as far as I can tell (TBH, I'm not really thinking of London): North West, North Central, North East & South Thames.
Medical schools have their own main teaching hospitals & then DGHs (that they may share with others)/community placements. You'd be best asking someone specifically about yours for details of potential distance.
As a medical student advantages though: your travel may be reimbursed (ours is to an extent - a return trip to DGHs & back if compulsory) & if you're not there on time your end of course report might suffer, rather than your employment status!Last edited by Elles; 15-01-2008 at 18:50. -
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Re: Loss of FY1 AccomodationHmm...I'm not too worried about this yet, I mean relatively - Im on the first rung of the ladder as it were - provided I'm not a public health risk I have an otherwise unconditional offer for RF&UCMS - but the expense of medical school is just becoming apparent.(Original post by Elles)
I have just the link for you (my housemates & I started freaking out about 'this time next year' earlier today!): has a map of UK deaneries giving an idea of size/location, handy for me with dire geographical knowledge - click on an area & it tells you about the deanery/foundation school & NHS trusts involved & links to their websites.
For Greater London the division is into 4 Foundation Schools, as far as I can tell (TBH, I'm not really thinking of London): North West, North Central, North East & South Thames.
Medical schools have their own main teaching hospitals & then DGHs (that they may share with others)/community placements. You'd be best asking someone specifically about yours for details of potential distance.
As a medical student advantages though: your travel may be reimbursed (ours is to an extent - a return trip to DGHs & back if compulsory) & if you're not there on time your end of course report might suffer, rather than your employment status!
I mean I knew that I'd be in London for three years - and to be honest I've always had more of an - Well I can pay back student debt later attitude; just just seeing how much its likely to be, it is a little bit daunting
.
From looking at that (even considering I might have transferred elsewhere by then, rotations seem like a very expensive business indeed! Then again, if its only a slap on the wrist, I'd rather take that then have to run a car....(assuming I could even afford the insurence
)
Talking to a consultant about the ETWD the other day - the response was - Everything will have changed again by the time you qualify, course it dosnt affect me so much...back in the day we worked.....(apparently jnr medics these days are slacking off!) -
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Re: Loss of FY1 AccomodationWell if the house prices continue to fall for another 10 years or so, I suppose us medical students might be able to afford a place at what, 35 ish?(Original post by theredsox)
I think I might as well just accept I'm going to be in debt for life.
(Moral of the story? Go into the city, and you can live without goverment sticking its fat ugly nose everywhere and still have a decent place 10 years ealier...
)
Some of my asian relatives still think medicine is good money - I laugh and laugh
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Re: Loss of FY1 AccomodationCan't believe it really.
I mean costs in London which will increase quite a bit when the Olympics come will be @ ~10k (once you count in the 3k fees loan etc), of that sum, we will be debt wise looking at 7.8k/year multiply that by 6 year course is just under £47000 after we graduate. This doesn't include the 2-3% inflation each year nor the real inflation in London nor the interest we pay. So really looking at 50k+ and then our income after we graduate will be reduced by up to 40% if this petition fails, its a total disaster
I just keep saying to myself, 'everyone is in the same boat' just deal with it
What you have to remember house prices are not falling, whats falling is the rate of increase each year, house prices are still increasing in price and certainly in London house prices are increasing like mad.Well if the house prices continue to fall for another 10 years or so, I suppose us medical students might be able to afford a place at what, 35 ish?Last edited by davidjones90; 15-01-2008 at 20:44. -
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Re: Loss of FY1 AccomodationThey have actually fallen for the last two months. Admittedly it's only by a tiny amount, and it's only two months when they've been rising for years, but it's there. And apparently especially so in London. I doubt it'll keep this up for 10 years though.(Original post by davidjones90)
What you have to remember house prices are not falling, whats falling is the rate of increase each year, house prices are still increasing in price and certainly in London house prices are increasing like mad.
If you don't want the costs of London, don't go to university/live there - it's quite simple. I may be going there, but that's for personal rather than vocational reasons, and if I do go there I'll keep quiet about the prices, because it's the choice I had to make. -
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Re: Loss of FY1 Accomodation[QUOTE=davidjones90]Can't believe it really.
I mean costs in London which will increase quite a bit when the Olympics come will be @ ~10k (once you count in the 3k fees loan etc), of that sum, we will be debt wise looking at 7.8k/year multiply that by 6 year course is just under £47000 after we graduate. This doesn't include the 2-3% inflation each year nor the real inflation in London nor the interest we pay. So really looking at 50k+ and then our income after we graduate will be reduced by up to 40% if this petition fails, its a total disasterQUOTE]
Careful - our student loans are linked to inflation; to cut the economic technobabble short - it means you pay (in real terms) exactly how much you borrowed). As for the tuition fees, well you don't pay that until you're earning £15,000 net, and even then at 9% of salary capped. Loans from your student days are the cheapest loans you'll ever have. If you play your cards right, you might even make money.
For example a friend of mine went for a summer internship, made enough to live on for a while and put that part of his maintainance into a high interest account, then spent the interest whilst keeping the capital in there for as long as possible. He ended up making the difference between the interest and (effectively) tax. Its not a huge amount it the grander scale of things, but its enough to wet your whistle a few times.
Then again, thats why the sly fox is just down from Oxford and making a decent amount last time I heard!
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Re: Loss of FY1 AccomodationIs all the fuss they're making over the European city of culture actually making a difference? Or do people just not care?(Original post by bright star)
liverpools nice and cheap
there is life outside london though. house prices around here are spiralling. -
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Re: Loss of FY1 AccomodationThing is though I know that these are the cheapest loans we have, but its still a burden on your head, I don't think though there is any other way. I just love the city of London I suppose. Also there was a blip that the inflation was 4% instead of about 2%, that would have hit hard.Careful - our student loans are linked to inflation; to cut the economic technobabble short - it means you pay (in real terms) exactly how much you borrowed). As for the tuition fees, well you don't pay that until you're earning £15,000 net, and even then at 9% of salary capped. Loans from your student days are the cheapest loans you'll ever have. If you play your cards right, you might even make money.
For example a friend of mine went for a summer internship, made enough to live on for a while and put that part of his maintainance into a high interest account, then spent the interest whilst keeping the capital in there for as long as possible. He ended up making the difference between the interest and (effectively) tax. Its not a huge amount it the grander scale of things, but its enough to wet your whistle a few times.
Then again, thats why the sly fox is just down from Oxford and making a decent amount last time I heard!
), renting somewhere new for each would probably be impossible & paying for hospital accommodation is distinctly unappealing (unless the new rates really do reflect the fact that it's often quite rubbish!).
....and when you say deaneries was it? can be quite spread out; how bad is it? Because being an undergrad in London for 3years at least probably means I won't be able to afford running a car....(or indeed find parking for it..)
. 
