(Original post by Mess.)
If I have no way to go on a parents etc insurance and I will be passing my test by the end of the summer (hopefully) is it reasonable to expect to be able to pay £1000-£2000 for a car and no more than £3000 for insurance?
Look up insurance on a 1l Corsa, whatever age is within budget, and that'll be your ballpark figure for small common cars, which are usually cheapest to insure.
Just checked insurance on that using Confused, included my girlfriend and it quoted me at about £3300 if I pay annually or £4500 if I pay monthly Surely I must be able to get insurance cheaper than that ffs
(Original post by Mess.)
Girlfriend was only insured for one year before moving to Canada and she hasn't had a car since she got back, would that still help?
Unsure whether my dad would let me me Don't see why not though!
What car would you recommend as a good first car?
Will do Is there any car you would recommend as a good first car that won't make me look like a boy racer and will actually proctect me if some arse crashes in to me?
It's not about how long you, her, or anyone's been driving, but merely how long they've had their licence. Insurers don't distinguish between somebody who passed 5 years ago and hasn't been able to build up a no claims discount for whatever reason, and someone who passed 5 years ago and hasn't been driving. Thankfully they don't presume everyone in this position has been having crashes every year, so prices come down.
I passed before I went to uni, in January 2008, and haven't had my own car since until last month, and insurance came down from the ridiculous figures you're getting then, to just over £600 a year TPF&T now, all through having had my licence for 4 years.
As for non-boy racer cars, annoyingly they're boy racer cars by virtue of being cheap to insure so every chav can afford to insure them. I don't really have any experience to be able to recommend anything, and I know there are people on here in a much better position to do so. I'd guess either something safe and modern, or old and unable to get up to the speed to have a serious crash! I've gone for the latter and got a bargain of a Renault 5 off fleabay for next to nothing, and it's perfectly capable.
Another thing - try little tweaks when you're getting your quote to see what shaves pounds off - street parking vs driveway vs garage, variations on your job title (for instance I could have reasonably put sales assistant, supermarket cashier, adviser, usually with slightly different prices), that sort of thing.
Where is the best place to look for cars? I've been having a general browse through auto trader.
Given you live in Liverpool, you should be able to get a good car at a used dealership. Then you may get some sort of warranty/more likely to come with a full MOT and so forth. Just check similar cars on auto trader for price comparison reasons, but do expect to pay a tad more at a dealership.
(Original post by Sockhead)
Thoughts on 2003-2004 1.4 Peugeot 206 guys?
Checking these out in upcoming weeks for my first car
Any tips appreciated
My gf had one until very recently, hers' was very reliable just regular maintenance work only for 180k km, no real issues till then when it needed a new steering rack, balljoints, engine mounts and shocks all round. Other than that everything else worked well with it.
My family had an 04 206 CC 2.0l , it was nothing but pure troublesome french crap. 3 days after the car arrived the passenger side airbag deployed for no reason, the car would just shutoff for no reason, warning lights would go on for no reason especially the ABS lamp, power windows 3 of the 4 motors had to be replaced before the car had it's first tax renewal which it never had because the last straw came when the roof wouldn't close, there we were trying to close the roof with an approaching storm the system blew a fuse and we replaced the fuse and it blew the fuse again, we didn't bother closing the roof drove it straight to a Peugeot garage and told them to sort it out and we wanted the car returned clean and dry. After that we traded it in.
Kinda of a lottery whether you get a good one, but having said that most parts for it are quite cheap in UK since it was once produced in UK.
(Original post by AndersonsBentFoot)
Thoughts on a Smart City/For2?
All I need it for is to drive to the gym and maybe shopping
If it is a couple of years old, then I won't buy one. The gearbox might very suddenly require lots of expensive repairs. Many of it fails with zero warning or symptoms. The main parts that go are the clutch solenoid and the actuator that changes the gears. Sometimes the module that communicates between the engine and gearbox will also fail... none of these parts are readily available from a hellfrauds or the usual under-shed mechanic, if it fails you will need to go back to Smart garage to have it diagnosed and then fixed at franchised dealer prices.
Since you are going to drive so little, you're better off buying something else.