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Reply 2800
Whats the cheapest car for insurance, dont mention any 1.0l cars. Also if is there a possibility of getting a joint policy insurance with my dad would the cost be reduced? (not as named driver)
Original post by Aky786UK
I'm possibly in the process to buy a car. I've come across a Toyota Yaris, 53 plate, 1litre, which has done 26,000 miles. Not that I'm an expert but the mileage seems low, but I've been offered it for £900. It seems ideal for me as a first car and insurance may not be the cheapest but it's got to be cheaper than the Vauxhall Astra I was potentially looking at few weeks ago. Thoughts?


I've been informed that the above car was written off, category C (don't know when exactly). A possible reason why the mileage is low? It's going for an MOT tomorrow so see how it goes.
Why not a 1.0L car?

Some of the cheapest cars to insure are also the newest. Such as Group A releases from the past few years. Not cheap to buy, but cheaper to insure. You'd be looking at around £2200 to insure your first car if it's generic 4-6 year old car with a relatively small engine.

I'm not sure what you mean by the second bit. You want him on your insurance, or you want to be on his insurance? Who is the main driver and who is the named driver?
Look up insurance groups, the lower the insurance group number the cheaper the insurance is. Your issue is that theyre pretty much all 1.0L - the smaller the engine the cheaper the insurance.
You can be the main driver and him the named driver if thats what you mean? That should bring down the costs.
Reply 2804
Original post by SillyEddy
Why not a 1.0L car?

Some of the cheapest cars to insure are also the newest. Such as Group A releases from the past few years. Not cheap to buy, but cheaper to insure. You'd be looking at around £2200 to insure your first car if it's generic 4-6 year old car with a relatively small engine.

I'm not sure what you mean by the second bit. You want him on your insurance, or you want to be on his insurance? Who is the main driver and who is the named driver?


Thanks for the reply, thats some useful info.
could you mention me some of the group a releases from the past few years, it would help me narrow down my search.

thanks
Reply 2805
Original post by hypercaine.
Look up insurance groups, the lower the insurance group number the cheaper the insurance is. Your issue is that theyre pretty much all 1.0L - the smaller the engine the cheaper the insurance.
You can be the main driver and him the named driver if thats what you mean? That should bring down the costs.


What I mean is is there a policy out there which means father and son have a joint policy?, named driver would be me but I would drive the car more and that's 'fronting' so I'm not going to bother with that.

What if I'm the main driver and my dad is 'named driver', will that make a difference or reduce the cost?

thanks
Reply 2806
I looked at a 'VW POLO E 2001 5dr 999cc 1.0l' I was getting quotes for around 4-8k.
Some newer or older car suggestions would be helpful, what about a 2005 fiat punto 1.2l?
Original post by star10
Thanks for the reply, thats some useful info.
could you mention me some of the group a releases from the past few years, it would help me narrow down my search.

thanks


Scroll down, and you can see all 50 vehicle insurance groups

Group 1 is the lowest to insure and Group 50 are the most expensive.


You will find that Group 1 cars will generally be small engined cars, around that 1.0L mark. I still don't see why you'd be concerned about the size of the engine.


Also look at the vehicle tax group, which goes from Group A up to Group F or so. It's to do with the emissions produced by the car. Group A pay no tax and Group F will pay the most. Newer cars will generally trend to a lower group, as the engines become more efficient. A smaller engine, or a diesel, will often be at a lower tax group. You really shouldn't be fussed about the size of the engine though.
(edited 11 years ago)
I've had my car for almost a year now but I only just stumbled onto this thread so here goes.

I got my license at age 18 (czech republic), drove my parent's car for about a year. Then, as I moved out, I was gifted with a 2006 Alfa Romeo 147 1.9 jtdm for around 5000 pounds with 89000 km under its belt. Insured in the czech republic for third-party for around 300 pounds. Spent heart-braking amounts of my savings fixing things like the EGR valve (which broke, conveniently, just as I drove from the dealership), the front brake pads and bought new tires. After a year, add to that list the following: rear brake pads, rear alignment, fuel filter (the diesel in the filter at one point), oil change and new front windscreen after a stone aimed for my head and missed. Clutch is starting to feel like it's ready to die, so fingers crossed it does so before I leave the house. It's coming up on service time as well, which means new timing belt (yay!).

Lesson for you? Unless you're a die-hard petrolhead, go for something german...
Reply 2809
Narrowed down the two cars im most likely to get. Either a yaris or an aygo 1.0-1.2l, reliable..

What do you think?
Original post by star10
Narrowed down the two cars im most likely to get. Either a yaris or an aygo 1.0-1.2l, reliable..

What do you think?


Aygo, purely because top gear used it for car football.

In all seriousness, I think you'd be happy with either car, IMO. Depends on what you'd use them for. The Aygo is smaller so better for parking (btw, they dont do a 1.2 engine for it, its just a 1.0 3-cyl), the Yaris will more things like luggage, people, etc.

What years were you looking at? What engine for the yaris?
Reply 2811
Probably a 1.2 BUT a 5 door car
Reply 2812
Original post by KasanDude
I've had my car for almost a year now but I only just stumbled onto this thread so here goes.

I got my license at age 18 (czech republic), drove my parent's car for about a year. Then, as I moved out, I was gifted with a 2006 Alfa Romeo 147 1.9 jtdm for around 5000 pounds with 89000 km under its belt. Insured in the czech republic for third-party for around 300 pounds. Spent heart-braking amounts of my savings fixing things like the EGR valve (which broke, conveniently, just as I drove from the dealership), the front brake pads and bought new tires. After a year, add to that list the following: rear brake pads, rear alignment, fuel filter (the diesel in the filter at one point), oil change and new front windscreen after a stone aimed for my head and missed. Clutch is starting to feel like it's ready to die, so fingers crossed it does so before I leave the house. It's coming up on service time as well, which means new timing belt (yay!).

Lesson for you? Unless you're a die-hard petrolhead, go for something german...


I owned an Alfa Romeo 147 some years back, it never broke down or had anything on it go despite it getting a thrashing every single time it was started up........you know it's hard to control yourself when you have a 3.2l car :biggrin:

Obviously some parts are going to cost money on such a car, it isn't any normal car on the road.

You think a German car would be any different? You always buy a car on it's condition and maintenance history not the nationality of it's manufacturer.
Reply 2813
Original post by star10
Narrowed down the two cars im most likely to get. Either a yaris or an aygo 1.0-1.2l, reliable..

What do you think?


Are these cars brand new?? If it is a brand new one you're putting money into then get the Yaris.

Reliability, both cars would do just fine, mind you if ever something on a Toyota breaks the parts isn't cheap to replace :smile:
Original post by Herr
I owned an Alfa Romeo 147 some years back, it never broke down or had anything on it go despite it getting a thrashing every single time it was started up........you know it's hard to control yourself when you have a 3.2l car :biggrin:

Obviously some parts are going to cost money on such a car, it isn't any normal car on the road.

You think a German car would be any different? You always buy a car on it's condition and maintenance history not the nationality of it's manufacturer.


Wow you must have had the only problem-free alfa in the world :biggrin:

That's the thing though, I bought the car with full service history and after an extensive road test. Nothing appeared out of order apart from a few chips on the front bumper, and the service history said that the EGR valve was already replaced, and that was listed as a fairly routine thing with the 1.9 jtdm on alfa-owners. The problem is that the engine started playing up the second I got it home. Turns out when they replaced the EGR valve the first time, they put in a used one, a common practice in my country :mad:

Statistically, german cars are far more reliable than italian cars. This isnt a stereotype, I'd rather go on holiday in italy, but according to the data ADAC have gathered, alfa romeos dont do too well against vw golfs in the reliability area :biggrin: I'll stipulate that I wasn't exactly babying the car since I bought it (handbrake turns on snowed up parking lots spring to mind), but I've thrashed a few cars here and there before, yet the alfa seems to be suffering from normal maintenance issues more than the other cars...
Reply 2815
Original post by KasanDude
Wow you must have had the only problem-free alfa in the world :biggrin:

That's the thing though, I bought the car with full service history and after an extensive road test. Nothing appeared out of order apart from a few chips on the front bumper, and the service history said that the EGR valve was already replaced, and that was listed as a fairly routine thing with the 1.9 jtdm on alfa-owners. The problem is that the engine started playing up the second I got it home. Turns out when they replaced the EGR valve the first time, they put in a used one, a common practice in my country :mad:

Statistically, german cars are far more reliable than italian cars. This isnt a stereotype, I'd rather go on holiday in italy, but according to the data ADAC have gathered, alfa romeos dont do too well against vw golfs in the reliability area :biggrin: I'll stipulate that I wasn't exactly babying the car since I bought it (handbrake turns on snowed up parking lots spring to mind), but I've thrashed a few cars here and there before, yet the alfa seems to be suffering from normal maintenance issues more than the other cars...


Believe it or not, the vast majority of Alfa Romeos are actually reliable and aren't near the sickly cars they once were. Sure things do go wrong with them and some parts on them are really crap for such an expensive car.

My former 147 I kept it for 2 years and did 53k on it, vast majority of it stuck in traffic jams in Hong Kong... times it broke down? 0, sure I spent huge amounts replacing parts that worn out as part of wear and tear, the actuators did wear out sooner than I had expected and that was an expensive fix too :tongue: Everyone I know who has had a 147 all agree that if you maintain it religiously it is rare that it would break down or become an unreliable car.

The VW Tiguan I had just before I replaced it with a X5 broke down 4 times in the 3 weeks I owned it. 2 times it was related to the DSG gearbox, once each had an electrical fault and issue with the turbo.

Car reliability surveys rarely tell the full story, believe it or not in UK many people believe Jaguars and Land Rovers are the most reliable cars there is in the world, but rest of the world it almost always lead at the bottom of the heap in terms of reliability.

Anyway next time on consumable parts that is electric or electronic it is best to just get a new one and with an Alfa Romeo especially if you are oing to thrash it about it is best to bring it to an Alfa Romeo specialist who use genuine parts :biggrin:

Sorry time to watch Germany kick Greece out of the Euro now :biggrin:
hi guys, just wanted to know about the reverse park I know it sounds mad and silly to ask but I struggle to perform it in front of my instructor; I do understand what to do however when it actually comes to doing it I mess up when I reverse around the kerb. My instructor has taught me to look in the left window at the back and wait till the kerb drops, at the same time stir the wheel, once the kerb has dropped, look in the back window wait till the kerb appears then slowly go back and finished. I feel like am not going too well on this one lesson I'll do good then the other I mess up, what is it am doing wrong and how can I improve on this?
Thanks, the help will be appreciated.
A quick question, anyone know if someone can be a named driver on two seperate car insurance policies? In the process of completing a transaction for a car, on my own it'll be round abouts £800 so my brother's with Churchill so wondering whether he can be on my policy aswell?
I would recommend the corsa 1.0. It's insurance group 1, decent to drive, and has good passenger and boot room. While it is slow, it never feels properly sluggish, and if you're going to be going round town most of the time, it's all you need.
Is £1,100 a fair price for a Toyota Yaris, 1litre, 53 plate, done 26k on clock (was a write off, cat c)?

Check a few posts on the last page about the car I'm looking at before background info but the price I'm not entirely comfortable with but am buying from family so I trust them. And they are more car-knowledgeable then I am.

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