I've had my car for almost a year now but I only just stumbled onto this thread so here goes.
I got my license at age 18 (czech republic), drove my parent's car for about a year. Then, as I moved out, I was gifted with a 2006 Alfa Romeo 147 1.9 jtdm for around 5000 pounds with 89000 km under its belt. Insured in the czech republic for third-party for around 300 pounds. Spent heart-braking amounts of my savings fixing things like the EGR valve (which broke, conveniently, just as I drove from the dealership), the front brake pads and bought new tires. After a year, add to that list the following: rear brake pads, rear alignment, fuel filter (the diesel in the filter at one point), oil change and new front windscreen after a stone aimed for my head and missed. Clutch is starting to feel like it's ready to die, so fingers crossed it does so before I leave the house. It's coming up on service time as well, which means new timing belt (yay!).
Lesson for you? Unless you're a die-hard petrolhead, go for something german...