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the overall percentage of people who end up with a first or 2.1 is lower -> keep in mind, though, that this doesn't affect your chances of getting one; if you're a good student, going to Cardiff isn't going to make you thicker than going to a place which has a higher percentage of "good honours"
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the spend per student score is lower -> obviously it's nice if a university spends a lot of money on facilities for students, but league tables don't contain a detailed list of what that money was spent on. Not all of the spending taken into account in the data from which the table was compiled will actually benefit you. So you may be no worse off at Cardiff than at a place which spent a lot of money on something that won't benefit you anyway.
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entry scores are lower -> again, being around students who didn't all get three As for their A-levels won't automatically make you stupid (and they needn't be stupid either). If you're a good motivated student who's willing to put in a bit of effort if necessary, there's no reason why you shouldn't do well and get a lot out of the course.
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lower RAE scores -> those scores are old and may well be no longer accurate. Besides, the fact that there is cutting-edge research going on at a university won't necessarily affect the quality of its undergraduate courses, because undergraduate courses don't usually deal with cutting-edge research. To put it crudely, you don't need brilliant researchers to provide students with undergraduate degrees that are of a high standard (not to mention that brilliant researchers don't always make the best teachers). If there are several brilliant lecturers at your university doing groundbreaking research on some highly specific aspect of modern Greek, the etymology of Finnish loan words or bilinguality in 18th-century Holland, it might improve the university's RAE score, but it would hardly affect you if you're doing Japanese and Spanish. As a matter of fact, it probably wouldn't affect you even if you were studying Greek, Finnish or Dutch, because highly specialised research isn't really the sort of thing covered in undergraduate degrees.
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