Results are out! Find what you Get quick advice or join the chat
Hey! Sign in to get help with your study questionsNew here? Join for free to post

Dissertation help please - pensions

Announcements Posted on
Earn £10 in half an hour; help us test TSR's new search box 29-01-2016
  1. Offline

    I am having some trouble with my dissertation, in particular the economic implications side. I am looking into whether ethnicity affects the levels of private pension coverage, but I am having real difficulties in linking this to an economic theory. I have stated that the disadvantage suffered by ethnic minorities points to an incomplete market for pensions, and hence a market failure, but apparently this is too vague and not very concrete. Is anyone able to offer any thoughts or help on this? Many thanks
  2. Offline

    Have you performed a regression or just observed a correlation? If the former, have you controlled for income etc? I can't imagine penisons companies discriminating against ethnic minorities (the incomplete market approach) but rather that certain ethnic groups may have a lower average income and so be less likely to invest in a private pension. It might also be the case that there's a cultural explanation (which I'm sure you've considered).
    In terms of economics I don't think incomplete markets are a likely or plausible explanation, an income link seems more likely.


Submit reply


Thanks for posting! You just need to create an account in order to submit the post
  1. this can't be left blank
    that username has been taken, please choose another Forgotten your password?
  2. this can't be left blank
    this email is already registered. Forgotten your password?
  3. this can't be left blank

    6 characters or longer with both numbers and letters is safer

  4. this can't be left empty
    your full birthday is required
  1. By joining you agree to our Ts and Cs, privacy policy and site rules

  2. Slide to join now Processing…

Updated: April 2, 2009
TSR Support Team

We have a brilliant team of more than 60 Support Team members looking after discussions on The Student Room, helping to make it a fun, safe and useful place to hang out.

Today on TSR

It's Student Money Week

Find out which Q&As are happening today

Can you drive?
Quick reply
Reputation gems: You get these gems as you gain rep from other members for making good contributions and giving helpful advice.