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Student Accounts With Railcards.

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    Hi, I'm going back to uni in September and was thinking of changing my bank account to a student account purely to get a railcard. I don't particularly need the account as such, but would just like a perk like that incase I need to do any train travel in the next few years. My current railcard expires in August and I'm reluctant to get a new one as I am getting a car in a few weeks, but it would be nice to have if I do need to get the train anywhere.

    Does anyone know if HSBC still do the railcards with their accounts? I looked on the website but couldn't find anywhere that said they offer any sort of incentives.
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    Natwest I hear you get a free railcard.
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    (Original post by Missmeem)
    Natwest I hear you get a free railcard.
    Hmm, I've heard terrible things about them. I don't particularly want to change banks, so I probably will just stick with the account I've got at the moment, as I'd still have to have a graduate account for 2 years after I finish. I have no need for a different account, I just wanted the freebee :o:
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    natwest do a five year railcard and also you have a 3 year graduate account... x
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    (Original post by Kittennffc)
    Hmm, I've heard terrible things about them. I don't particularly want to change banks, so I probably will just stick with the account I've got at the moment, as I'd still have to have a graduate account for 2 years after I finish. I have no need for a different account, I just wanted the freebee :o:
    Natwest aren't all bad. If you go in there and make them do what you want. They give the best interest free overdraft and a 5 year railcard, which is fan-fudging-tastic for getting about, and they were really efficient sending me my new one before my old one expired.

    Student accounts = win. You should do it. I did.
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    i'll be going from hsbc for natwest for the 5-year rail card

    if hsbc meet that offer then i'll stay if not i'll go
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    But is it worth changing back from an Advance account (the one after the Graduate account), for the sake one year? I won't need an overdraft, so it doesn't really matter to me about that.
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    I'm with Halifax and thinking of changing to Natwest only for the railcard. Any reason why I shouldn't?
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    Whatever you do don't go with barclays. I made the mistake of setting up an account I now have to cancel
    I've never heard of anyone having problems with Natwest, but railcards are pretty cheap anyway.
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    Natwest are awesome, I've always been with them and they sorted my student account with no problems.
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    Railcards are pretty cheap anyway at £25 for the year, I made that money back in my first use of it. Might be easier just to get it direct and not bother opening another account if you won't use it

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Updated: July 27, 2009
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