How much of your stuff are you taking to university? How would you cope if someone made off with your laptop or your mobile phone? It's easy to forget about (or put off) getting contents insurance when you move to university, but buying a student policy can save you a whole heap of hassle further down the line.
First of all, check whether your student accommodation already comes with basic insurance. Many do, and it's often provided by Endsleigh, which also has quite a few branches, either in unions or near universities.
These Endsleigh packages generally come with the option to expand your cover, so you can include named items or add protection for items taken outside your bedroom.
If you have any extremely valuable objects, either get them insured with a specialist or have them placed as a named item on your insurance.
There are other things that you cannot insure against but simple matters can save you a lot of time, money and distress. If your mobile contacts list does not back up to the cloud, make a copy of all your phone numbers and leave it at home. Back up your laptop as regularly as possible. It's easy now to find an external hard drive for under £50.
Finally, before shelling out for your own contents insurance policy, check out your parents' home insurance as well. Some policies will cover you as well.
Student Insurance Guide for more helpful tips.