Sponsored feature, Words by Circle Pay


Circle pay your friendsImagine the scenario – you’ve got another two weeks before university breaks for the summer but you’ve run out of money and the food cupboard is bare. You could ask Mum and Dad for help or maybe a friend or two, but how do you actually get your hands the cash quickly and easily?



Of course there are bank transfers but the Circle Pay app makes it even easier. All you need to do is send a text or email and you’ll get paid instantly. Okay, so you may not need to tap your parents up for extra cash but you can also use it with your friends to divvy up a dinner bill, get payment for those concert tickets you bought or receive contributions to a big end of year party. The uses are limitless and can be done with just a few clicks on your phone. Better still, there are no fees. It’s also a great way for parents to get money to you quickly and easily wherever you are, in both dollars and pounds, offering both you and them peace of mind.


If you use Circle Pay before the end of June, you could be in with a chance of winning £10,000. It really is that simple. And imagine what you could do with £10,000 in your pocket…


Circle pay with friends1. Pay a year’s university tuition fees


Everyone knows how expensive university is these days and if you have to get student loans for each year of a three-year degree you are likely to leave with £30,000 - £40,000 of debt or more. Why not cut a big chunk off of that and use the winnings to pay for some of your fees instead.


2. Start up a business


So you’re coming to the end of your course or maybe you’ve just left school and have a cracking idea for a company. Why not use the £10,000 to start your own business. Many people start from scratch and build a successful enterprise. Imagine how much of a head start having £10,000 start-up capital would give you.


3. Pay for postgraduate study


A three-year degree is the norm these days and students are increasingly looking at postgraduate degrees and diplomas to get ahead in the race for the best jobs. But it can be expensive. £10,000 would pay for a year’s fees and maybe leave you a little bit over to live on too.


4. Deposit for a house


Getting on the housing ladder is harder than ever and with property prices rising regularly it is only likely to get worse. Put the money aside to go towards a deposit on a house. It may not seem the sexiest thing to do right now but you will be the envy of your mates when you have your own pad rather than something rented.


5. Blow it all on the trip of a lifetime


Blow it all on a tripOkay, so this is probably the most frivolous one of all but you could use your £10,000 winnings to visit some amazing places around the world and see some fantastic things. Take time out to fund travelling get some experience of different cultures and see something of the world before you knuckle down to more study or a job. You may even find you can include your experience on your CV.


Find out about the Circle Pay competition and app here