I think this question has been asked here million times, but I could not find the answer.
So the questions are:
1) Do you get student loan when you are already started to study in university or you can apply for it before?
2) As the rules says you have to start paying it off after you graduate and earn 20k a year... so what happens if you don't earn that much?
3) Do you have to apply for it every year and does they pay to your university directly or to your bank acc?
4) Witch would be the best bank for this?
5) And does it makes it harder if you are foreigner?
As I am just arrived in London I don't really have any clue of all this.. so thank you very much for your time.