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Those who fail to pay off their student debt in full cost the country and thus the tax payer by not paying for the education the state has decided to pay for.
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The removal and reduction of grants means universities are left with funding gaps even when charging the higher rates under the £9k fees regime.
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No consideration is given to the "value" of a degree (albeit I dislike the marketisation of HE).
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There is a lack of sensibility for more flexible courses - part-time, distance learners etc.
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It relies on a number of assumptions about the economy and growth in particular.
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There is no protection for students whatsoever - future governments could change the Ts&Cs of graduates' loans to fix future economic issues.
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Prospective students are put off - the prospect of what could be £60k debt from the Student Loans Company alone does make you question whether a degree is worth it or not.
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It bears nothing on what exactly is offered by the university in return, and takes advantage of the high applicantlace ratio.