Driving with no car insurance?

I manage to afford insurance as a 21-year-old with a provisional licence, working a minimum-wage job. I live independently of my parents and get no support with the household bills either. Surely your friend can afford it, OP?

21 year olds dont have it as bad as an 18 year old tbh
furthermore im sure insurance is cheaper on a provisional license in most cases... then sky rockets once you get your full license?

This statement isnt really fair....
people may be able to afford the insurance if it wasnt at ridiculous prices i remember once i got quoted for 6k.... really -__-
i work two jobs so yes i can afford insurance ....just not at ridiculous prices like that.


why should young drivers be punished because of statistics of other young drivers.... if they do end up crashing/having an accident thats their fault then by all means punish them with the harshest premiums.

but this current system condemns young drivers before they've even started... its complete rubbish.

Its funny how the EU can make ruling outlawing gender discrimination but they cant rule out age discrimination.

I'm just wandering what your opinions are of people driving with no car insurance.
Do you think it's acceptable to drive without it under any circumstances?-
-Maybe if it's just for a day.
-If the person is in financial difficulty.
etc.
The reason why I am asking this is a friend of mine has been driving without it for the past 4 months due to money struggles. He is a very safe driver and commutes a long distance everyday to his place of work. However, I am not sure I agree with him that he should be driving without insurance.. I think he's taking a pretty big risk with his license and also in the event of a crash.
As mentioned above, he is a very good driver but It doesn't mean that somebody else can't cause an accident.
I passed my test at the age of 18 and pay for my insurance monthly with no help from my parents. I have never drove without insurance and make sure that I have enough money in my account every month for it to be taken out, which is generally quite hard taking into account the prices of young drivers insurance.
What do you think?

Like! Like! Like!

Can't rate you as its throwing up an error message, but I agree 100%. Thing is, we're wasting our breath as the poster is obviously a total dunce unable to accept that there's a law in place for a reason! The law isn't written just to waste time and paper, it's there for a valid reason. Shame we have idiots on the road that think it's a load of rubbish!

What would those valid reasons be?
To give a massive handout to the industry,subsidise people with expensive cars?

The 'special' McFlurry is £1.39. The chocolate fudge brownie/rolo, etc.

For me, a car is not a luxury, it is something i need. I live in a village, and before you get onto the excuses of using public transport, the reality is that there is none.

And, before you say getting a moped, i got one sat in my shed, a very nice classic one at that. Riding bikes day in day out from Feb 2007-December 2011 has weakened my knees. I think i covered in excess of 45k on bikes. I have covered 18k on one bike, and 13k on another bike in about 2 1/2 years. Riding in snow, , weather warnings for high winds and high rain. Riding in floods.

Lets not forget the risks if you crash, and i have crashed a few times..

Enough is enough. My health is more important.

So now tell me a car is a luxury? It isn't.

i had a valid reason once, the car insurance company put the wrong reg on my policy; didn't notice for 7 months, gave them a phone call and they looked and noticed they was in the wrong and changed it. however technically I did have insurance its just they had the wrong reg (even though they had to have my reg twice because there systems didn't recognise it)

No, it's a right. Are you pleased at being put at risk by your insurers?

what? i don't quite get what you asking, you mean put at risk in the terms of there mistake caused me to have none valid insurance; no im not happy about that, however it was also my fault for not checking my policy.

i dislike most people who drive without insurance, im sorry if they can not afford it then don't drive. i had to wait 2 years before i could afford insurance because people keep driving without it which makes my cost go up, I did not drive without insurance I waited it out and was not stupid.

so really people that are driving without insurance caused me to pay thousands more on my insurance, and plus no matter how 'safe' you drive don't mean you are not going to crash; and the poor person you crashed into now is very much out of pocket on the costs and also the insurance renewal price is going to be stupid too