How can I fund graduate medicine?

I understand that the NHS funds you (if on the 4 year programme) for years 2-4. You pay the first year yourself which I don't think has been subjected to the tuition fee increase as its a post-graduate qualification?

If you already have a degree and decide in the end that you want to apply for graduate medicine, how do people fund this? Can you get a second loan?

It's one of the things I'm considering if things don't work out but funding would be a major issue.

You need to raise £9k for the first year, the NHS covers years 2-4 of GEP courses. If you're struggling for a way to get the 9k there are career development loans available worth up to 10k which don't charge interest until you graduate.

You need to raise about £3500, Student Finance will loan you the remaining tuition fees. IIRC the NHS covers the £3500 in subsequent years and Student Finance makes up the difference again, until fourth year, where the NHS covers the whole £9k. You're also entitled to a maintenance loan each year too. If you're Scottish you're kind of screwed if you want to do GEP in England/Wales rather than a 5-year course in Scotland though.

You need to raise about £3500, Student Finance will loan you the remaining tuition fees. IIRC the NHS covers the £3500 in subsequent years and Student Finance makes up the difference again, until fourth year, where the NHS covers the whole £9k. You're also entitled to a maintenance loan each year too. If you're Scottish you're kind of screwed if you want to do GEP in England/Wales rather than a 5-year course in Scotland though.

Hmm, didn't know this. Are students entitled to the means tested maintenance grant also?

No, only the maintenance loan, which is also means tested if you want the maximum amount.

Indeed RE: Scotland, but the Carnegie Trust has now limited its awards to only Scottish institutions and so may be easier to obtain. Worth trying.

Otherwise there's always the good old selling body parts (just in keeping with the whole medicine aspect, good for the CV 'n that).

http://en.wikipedia.org/wiki/Burke_and_Hare_murders

Seriously though, it's difficult and you need to raise money but the amount is limited and there are a number of provisions and facilities out there to help you do so.

I presume that's only for the 4 year GEP, do you know what it would be for the 5 year undergraduate course? I'm guessing you would have to fund the whole degree yourself. Also, would the situation with dentistry be similar?

Thanks

That sucks, the loan is the one that's paid back isn't it.

Surely after my first degree and the GEM most people will be close to 100K worth of debt.

I'm not sure what you're saying here about Scottish students. What has changed?

You need to raise £3500 in the first year, and then potentially some supplementary living money in case it's tight during the course. I don't really consider that excessive (well, unless you can get no help from family and you've been unable to find a job since graduating from your first degree, which I guess is quite possible, but not often the case for GEP applicants it seems)..

That sucks, the loan is the one that's paid back isn't it.

Surely after my first degree and the GEM most people will be close to 100K worth of debt.

Just out of curiosity, king college london seem to accept any degree, but what are your chances of actually getting in, by that I mean what other criteria are they looking for i.e. work experience in hospitals and stuff?

They look for a high UKCAT score >720 but of course they will be looking for significant useful work experience aswell all graduate entry programmes do