Op stop saying you were forced to do this. You wasn't, you were stupid and greedy. The simplest way to solve it would be for your parents to pay it off, if you really wont do that then contact the phone companies involved ASAP. Tell them you cannot make the full payments, work out what you can pay (it will still have to be a significant amount) and arrange with them to pay that. Phone companies have allowed this for relatives of mine but never 5 contracts at one time. If you can't even pay that much then look into borrowing the amount. As you've already proven your stupidity i'll add avoid loan sharks and any loans you can't pay back