What if I DON'T include household income?

Hiya, just a "quick" question...
I've used a few calculators about finding out how much finance I am entitled to and it seems to be that my parents earn too much for me to warrant any amount of grant or large sum of loan. I'll have no living costs while at Uni, so even the small amount of maintenance loan that I'm entitled to will be far more than I need.

So basically, I don't need any more than the standard entitlement which I think is £9000 tuition and nearly £3000 loan.

My question is could I just not include household income? Are there any pros and cons about not including household income? Next year could I include it if need be?

I'm having a lot of troubles submitting our household income and SF aren't being very helpful.. so this is why I ask as the deadline is fast approaching

Thankssss

You can apply without taking household income into account, and you're correct you will only be eligible for Maintenance Loan and Tuition Loan.

I believe you could include it next year, as you have to reapply at that point.

Thanks for your reply , so you reckon there are no hidden nasties if I choose not to use our household income?

Hiya, just a "quick" question...
I've used a few calculators about finding out how much finance I am entitled to and it seems to be that my parents earn too much for me to warrant any amount of grant or large sum of loan. I'll have no living costs while at Uni, so even the small amount of maintenance loan that I'm entitled to will be far more than I need.

So basically, I don't need any more than the standard entitlement which I think is £9000 tuition and nearly £3000 loan.

My question is could I just not include household income? Are there any pros and cons about not including household income? Next year could I include it if need be?

I'm having a lot of troubles submitting our household income and SF aren't being very helpful.. so this is why I ask as the deadline is fast approaching

Thankssss

Thanks for your reply , so you reckon there are no hidden nasties if I choose not to use our household income?

There aren't any nasties, but I an highly sceptical of the idea that you will have no living expenses - even if you are living at home you week still need bus fares, new clothes, snacks, society membership fees, beer money and so on.

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She can pay for that from the basic loan, it'll be more than enough if she has to pay for neither accommodation nor daily food.

I'll have no living costs while at Uni, so even the small amount of maintenance loan that I'm entitled to will be far more than I need.

hi i'm in the same boat. i'm 99.99999% sure i'm not entitled to anything extra but the minimum. my parents are helping me out with any extra living expenses that the maintenance loan does not cover. so is it ok to not declare their income? i'm scared i'm won't get the minimum if i don't declare my income (some places say up to 65% of the full thing - ie. up to £3575 a year... is this wrong? am i entitled to the £3,575 no matter what?) or that i'm missing something.

hi i'm in the same boat. i'm 99.99999% sure i'm not entitled to anything extra but the minimum. my parents are helping me out with any extra living expenses that the maintenance loan does not cover. so is it ok to not declare their income? i'm scared i'm won't get the minimum if i don't declare my income (some places say up to 65% of the full thing - ie. up to £3575 a year... is this wrong? am i entitled to the £3,575 no matter what?) or that i'm missing something.

I know, but she also states



Which rather suggests to me that she is being unrealistic about the cost of living.

I think I'm being very realistic actually, I didn't mention in my original post that I've actually made a budget planner - I know how much transport is going to cost, estimated book/stationary costs etc.. treats and social events are going to come out of my personal income & the savings I've made during my gap year, and given myself some leeway just in case so the amount money really isn't an issue, i was just concerned about pros and cons of not including income, thanks for your reply!