No, your sex life is not over. Which of you is being reluctant to be sexual together at the moment?
It's not common for people to be tested for HPV in the UK - diagnosis is done on the basis of a visual inspection. Lots of people have, have had, or will have HPV and not get warts. If they do, there's no main recommendation for treatment: they get better, they stay the same, or they get worse more or less whatever you do, including waiting to see what happens. As you can see, they usually clear up anyway.