High-earning parents are leaving me on my own

What area do you live in?


Oh, I'm sorry, the government should increase loans to those with high incomes who live in a posh area.

Averages mean nothing. My family's joint income was probs £30k at peak times.

that's pre tax and it's not that much post tax u idiot

Is this sarcasm ( I'm genuinely looking for advice, sorry if it comes across as a bitchfest!!

I'm pretty sure my parents are more than 10 years away from paying off their mortgage and I don't know how much our house has risen in value but it's irrelevant since they're not selling it. It's absolutely absurd to even come up with the idea of my parents selling their house and losing their jobs just so that I don't need to have any debt...

I understand that the situation is not so rosy as the £66,000 and London house may imply. But you must also recognise that a couple of generations ago when families were more "us against the world", in the same situation your parents would certainly have released capital from the house to help you go to university. They will earn the requisite supplementary amount to fund you for the entire course in just one year of London house price appreciation, if not earlier.

Do you have any uncles or aunts you could raise this subject with?

They seems to be a number of different issues here and it isn't clear you have them all straight.

Kicking out a child to be independent is culturally unusual. One would expect a family wanting their child to stand on their own two feet to demand that their child pays board.

Do they understand that the student finding doesn't add up?

Do they not want you to do any course at university, or just not to do this course?

Can they actually not afford this; if so why are they not willing to say so?

Do they expect you to earn money for a few years and save up yourself to go to university?

Unless there has been a major falling up, most parents do not say "you are on your own". Even if they want you to get a job rather than go to university or whatever, they normally have a vision for your future. You don't have to share that vision. However most parents don't simply stop caring at all what you do.

Okay but in case you haven't realised, this is the 21st Century, not the 19th Century.

More like the mid-20th century. I am personally rather chauvinistic for the idea that people, if they can manage it, should build granny annexes and so forth and generally face the world as a unitary family.

All my family live in another country and have their own families to worry about. Culturally it's really wrong for me to go to them for help anyways and they'd definitely contact my parents to tell them off, lmao.

I think it's just that my parents simply can't afford to keep me at home or to fund me living away. They have a load of mortgage/car/health expenses to pay for, plus my other two siblings, and they're using this as an excuse to lessen the financial burden on themselves. They just don't want to say so because again, culturally it's pretty wrong. They don't expect me to take a gap year; in fact my mum advised against it.

Okay but I'm of the opinion that that's ridiculous.

Why is that? I think if it can be done it is preferable to farming old people out to "care" homes to die, or kicking kids out at 18 just because "I'd been down the mines for half my life at your age"

If my family earned that much when we were younger, we would have lived comfortable, stress free lives. It's all about how you spend, and save. My family earned £30k and we were alright. Of course I'm not factoring in a decent car, posh area, and nice holiday into essentials like you probs are. Try telling a working class family that 66k isn't that much and they'll laugh in your face.


It's not #firstworldoroblems, it's #middleclassproblems.

I think in London 30k would be pushing it, accommodation and travel in particular are much more expensive, elsewhere it would be OK, I don't think it would be comfortable in many places.

So, I'll be studying pharmacy in September 2015 and no matter where I go I'll be moving out of my parent's house. My parents' pre-tax income is somewhere around £66,000 meaning my maintenance loan will be around £3,500 a year and I'm not eligible for any grants.

My problem is that my parents are leaving me on my own- They've promised that I'll not have a penny of support and I'm not going to be allowed to live at home. My maintenance loan won't even be enough to cover my accommodation costs and I'm not acc sure what to do about it.

Does anybody have any advice or has anyone been in a similar situation? Is it worth contacting student finance or is there not much they can do for me?

sorry if this doesn't deserve its own thread / belongs somewhere else, let me know. Thanks for any advice.