The Student Room Group
Competition - post a photo you've taken of nature >>
Competition - post a photo you've taken of nature >>
Competition - post a photo you've taken of nature >>

This discussion is now closed.

Check out other Related discussions

The Miscellaneous Thread

Scroll to see replies

Original post by fallen_acorns
its crazy - the amount of money I have now, even though I am by no means very well paid, makes me question how I ever managed to live on a student loan

But then I never remember being that tight on money, and I always seemed to find disposable income to spend on having a good time..

I guess students outgoings, especially in first year, are so small, with only really rent and food as nessesities, that you can lead a pretty comfortable life with comparitivly little money..


If you get a job it's not too bad, my combined earnings from student loan & work in my last year of uni were £15k which isn't too shabby for a student. Problem is that the minimum loan isn't enough whereas the maximum is too much.

What always made me laugh is how so many people complained about never having any money to pay rent, buy food etc but they'd still go out 3 times per week.
Original post by sr90
If you get a job it's not too bad, my combined earnings from student loan & work in my last year of uni were £15k which isn't too shabby for a student. Problem is that the minimum loan isn't enough whereas the maximum is too much.

What always made me laugh is how so many people complained about never having any money to pay rent, buy food etc but they'd still go out 3 times per week.


Got a friend who went out about 5 times a week, got into overdraft and now has about £250 this term to live on....
Original post by IceJJFish(II)
Got a friend who went out about 5 times a week, got into overdraft and now has about £250 this term to live on....


Lol, students.
Original post by IceJJFish(II)
Got a friend who went out about 5 times a week, got into overdraft and now has about £250 this term to live on....


In my first year, someone spent their entire student loan on a macbook and got kicked out of their halls for not paying rent. Words fail me.

I can be really bad with money sometimes, at uni I knew that if I wanted something i'd always be able to afford it so I spent so much money on crap. However if I needed to budget I could easily do so (like I am currently doing atm). So many people come to uni with absolutely no common sense.
(edited 9 years ago)
If you honestly think you need a macbook you're a piece of ****
Original post by sr90
In my first year, someone spent their entire student loan on a macbook and got kicked out of their halls for not paying rent. Words fail me.


lolol
Original post by AR_95
If you honestly think you need a macbook you're a piece of ****


I lived with a few narcissistic, judgemental, brand obsessed people in halls. It was like being in school again.

My friend went on placement last year and ended up owing nearly £2000 to payday loan companies as well. I have no idea how she got into such a mess but when she moved back here we sat down, went through all her bank statements and sorted everything out. They should really teach basic economics/budgeting skills in schools.
Original post by sr90
I lived with a few narcissistic, judgemental, brand obsessed people in halls. It was like being in school again.

My friend went on placement last year and ended up owing nearly £2000 to payday loan companies as well. I have no idea how she got into such a mess but when she moved back here we sat down, went through all her bank statements and sorted everything out. They should really teach basic economics/budgeting skills in schools.



I can't really criticise others though. I've been burning through my monthly wages after the first week every time. Good thing is I don't have to pay for rent/dinner so I'm safe in that aspect.
(edited 9 years ago)
Original post by sr90
I lived with a few narcissistic, judgemental, brand obsessed people in halls. It was like being in school again.

My friend went on placement last year and ended up owing nearly £2000 to payday loan companies as well. I have no idea how she got into such a mess but when she moved back here we sat down, went through all her bank statements and sorted everything out. They should really teach basic economics/budgeting skills in schools.


Was the MacBook person a girl as well?

I was seeing this girl once and she took out a loan for a few grand (can't remember the amount) for no reason and spent it on ****. She knew she would have trouble paying it back as well. I'm laughing to myself now thinking about it, what a thick ****.

My sister is like this as well, always asking for money.
[video="youtube;Ye62zb-m-dg"]https://www.youtube.com/watch?v=Ye62zb-m-dg[/video]

3 weeks away. Fuark


Spoiler

Original post by Wilfred Little
Was the MacBook person a girl as well?

I was seeing this girl once and she took out a loan for a few grand (can't remember the amount) for no reason and spent it on ****. She knew she would have trouble paying it back as well. I'm laughing to myself now thinking about it, what a thick ****.

My sister is like this as well, always asking for money.


Nope. Football team captain, your standard LAD. Funny thing is he made his money back selling stuff which I probably can't discuss on here...
Original post by sr90
They should really teach basic economics/budgeting skills in schools.


Mhmmmm. I mean it's common sense really, but some people lack the ability to live within their means. The frustrating thing is it's usually ditsy girls who'll marry a rich guy and their lifestyle will be funded.
Original post by IceJJFish(II)
Mhmmmm. I mean it's common sense really, but some people lack the ability to live within their means. The frustrating thing is it's usually ditsy girls who'll marry a rich guy and their lifestyle will be funded.



Are you going to marry a rich guy :smile:
Original post by IceJJFish(II)
Mhmmmm. I mean it's common sense really, but some people lack the ability to live within their means. The frustrating thing is it's usually ditsy girls who'll marry a rich guy and their lifestyle will be funded.


Champagne lifestyle on lemonade wages. I'm guilty of doing it to some extent.
Original post by AR_95
If you honestly think you need a macbook you're a piece of ****

Yeah that's a dickhead ting.
Original post by sr90
Champagne lifestyle on lemonade wages. I'm guilty of doing it to some extent.


You can do it to an extent as long as it's not a permanent lifestyle change. The problems arise when people become dependant on it, and actually convince themselves that it's sustainable.
Original post by AR_95
Are you going to marry a rich guy :smile:


What does my sexuality have to do with anything?
Hello :girl:
Oh look, all my brothers are here :cool:

Waddup.
know what you guys mean about living beyond your means..

I was very guilty of doing that as a student, and only now that I am working am I realising the true cost of leading the life I want to, and doing it in a sustainable manner that wont end in me being financially ****ed.

in the end there is only 2 options: Reduce your quality of life and live within your means... or increase your means..

Nothing wrong with a girl increasing their means by getting a rich guy. both parties will probably be happy, for the short-term atleast.

Related discussions

Latest

Trending

Trending

Articles for you