How to pay back overpayment?

Reply 20

french mouse

6

Why not knock on your neighboors door and ask them if they need babysitting ?

Reply 21

username1221160

19

Why not walk into town? The money you save will pay off the student debt.

Reply 22

TwinnyP

11

Original post by Quantex

Why not walk into town? The money you save will pay off the student debt.

It's uphill and makes her legs hurt. Her words, not mine.

Reply 23

parentlurker

15

email and say you cant afford to pay now but will pay £2 a month. If you genuinely have no money they will accept that but they can ask for evidence that you are not in a position to pay.

Make an appointment with debt counsellors at the Citizens Advice Bureau.

Go to a payday loan company or something similar and you will soon have no emergency cash at all.

Get a job or a second job.

Sell something.

Reply 24

username1221160

19

You want to get the loans to return to university, yet you find it too inconvenient to walk a bit to pay off a £22.50 debt?

I'm not sure if you are taking the piss, or if your priorities are really that messed up.

Reply 25

TwinnyP

11

It's not more convient, it's just another excuse you use. This thread is a carbon copy of your "please employ me" thread. 15 pages of people giving advice, and you giving excuse like "It's too far to walk", "its dark on the way home", "I am over qualified", "I have a speech problem".

Also, here is YOUR quote about it being uphill :h:

(edited 3 years ago)

Reply 26

parentlurker

15

No clothes, no books, no shoes, no dvds or old phones?

If you've applied for 420 jobs and not got one of them you need to rethink where you are applying,and how you come across at interview. Have you looked for bar work, babysitting, lawn cutting, tutoring, work as a care assistant, cleaning.

Reply 27

Ronove

18

They don't charge interest on grant overpayments. Just ring them up, explain you have no income and make them an offer of an amount you can pay back (or ask them for a period of a few months where you don't make any payments on it). These guys really aren't scary.

I owed them about £1300 in grant overpayment for the same reason and that was from 2012 - I'm still paying it off. I've only paid £15 a month at times. Right now they're allowing me to pay £20 a month for an entire year without bugging me because they know I'm a student again. The only thing you need to watch out for is them trying to 'sell' you a payment higher than you are comfortable with. Some of the people you talk to will be nicer than others. I've had at least one try to frame a £100 pcm (I think) payment as the 'normal' starting point. I just said I was thinking more like £30 and they came right down when I didn't accept that. Another didn't sound like he wanted to accept £15 a month from me - he stressed that I should only be doing that if I was comfortable with it and wouldn't struggle. So yeah. Less stressing. Make contact. They're fine. It's not like owing on a loan.

Reply 28

TwinnyP

11

Original post by Ronove

They don't charge interest on grant overpayments. Just ring them up, explain you have no income and make them an offer of an amount you can pay back (or ask them for a period of a few months where you don't make any payments on it). These guys really aren't scary.

I owed them about £1300 in grant overpayment for the same reason and that was from 2012 - I'm still paying it off. I've only paid £15 a month at times. Right now they're allowing me to pay £20 a month for an entire year without bugging me because they know I'm a student again. The only thing you need to watch out for is them trying to 'sell' you a payment higher than you are comfortable with. Some of the people you talk to will be nicer than others. I've had at least one try to frame a £100 pcm (I think) payment as the 'normal' starting point. I just said I was thinking more like £30 and they came right down when I didn't accept that. Another didn't sound like he wanted to accept £15 a month from me - he stressed that I should only be doing that if I was comfortable with it and wouldn't struggle. So yeah. Less stressing. Make contact. They're fine. It's not like owing on a loan.

This advice is far to constructive and sensible :lol:

Reply 29

TwinnyP

11

It was also an excuse. Which is exactly what this entire thread is. As you have been given enough help and guidance to pay this mighty £20 back :h:

Reply 30

TwinnyP

11

Because I find it funny watching you make these excuses and ignore perfectly reasonable advice.

Reply 31

Abdi112

2

I can easily make £20 in a day sitting at my computer, tried online surveys that pay?

Posted from TSR Mobile

Reply 32

TwinnyP

11

You started this thread 9 hours ago. The first reply advised you to call the collections team to arrange a payment plan that was suitable for you and your circumstances.

Yet here we are at 10pm going round in circles because you keep making excuses. You had your answer within an hour of creating the thread.

Reply 33

TwinnyP

11

Because you are purposely ignoring advice. I am helping you, because you won't help yourself.

What did the first reply to this thread say?

Reply 34

TwinnyP

11

No wonder your life is a mess :lol:

Reply 35

snowman77

14

Original post by TwinnyP

You started this thread 9 hours ago. The first reply advised you to call the collections team to arrange a payment plan that was suitable for you and your circumstances.

Yet here we are at 10pm going round in circles because you keep making excuses. You had your answer within an hour of creating the thread.

The OP is making up excuse after excuse it seems.

The reality is, it's not difficult to gather £20 to pay back. Find savings in your weekly expenditure. Sell something you own. Cut down on your electricity and hot water usage. Quit your phone contract. She's already been given 1 idea - walk instead of taking the bus. That would easily cover the £20 after a few weeks.

If you really wanted to make £20, you could quite easily do it. But you obviously don't want to, otherwise you wouldn't be arguing on a student forum.

Reply 36

TwinnyP

11

Original post by snowman77

the op is making up excuse after excuse it seems.

The reality is, it's not difficult to gather £20 to pay back. Find savings in your weekly expenditure. Sell something you own. Cut down on your electricity and hot water usage. Quit your phone contract. She's already been given 1 idea - walk instead of taking the bus. That would easily cover the £20 after a few weeks.

If you really wanted to make £20, you could quite easily do it. But you obviously don't want to, otherwise you wouldn't be arguing on a student forum.

You dont know her circumstances!!! How dare you assume!!!

Reply 37

Abdi112

2

Original post by snowman77

The OP is making up excuse after excuse it seems.

The reality is, it's not difficult to gather £20 to pay back. Find savings in your weekly expenditure. Sell something you own. Cut down on your electricity and hot water usage. Quit your phone contract. She's already been given 1 idea - walk instead of taking the bus. That would easily cover the £20 after a few weeks.

If you really wanted to make £20, you could quite easily do it. But you obviously don't want to, otherwise you wouldn't be arguing on a student forum.

Original post by TwinnyP

Because you are purposely ignoring advice. I am helping you, because you won't help yourself.

What did the first reply to this thread say?

Also mentioned you can do online surveys to make money, stop making fuss over £20 its really nothing. I wonder how you are going to act in the future when you have debts of maybe £200+. You going to cry about it then as well? Seriously get a grip

Reply 38

TwinnyP

11

Original post by Abdi112

Also mentioned you can do online surveys to make money, stop making fuss over £20 its really nothing. I wonder how you are going to act in the future when you have debts of maybe £200+. You going to cry about it then as well? Seriously get a grip