£80000 was randomly put into my bank account yesterday.

When I checked my account this morning there was £80000 extra in my account. Obviously that is a lot of money. :eek:

What should I do? I think I will just keep my mouth shut.

What would happen if the bank found out I had it and didn't say anything?

Spend it on something that will multiply the money, then if they ask for it back, you can pay it, but you'll have also made a hefty profit that they can't touch and you benefited from

Reply 41

Eggs20

OP

1

Original post by jimmy_looks_2ice

You're being accused of being a troll because you've laid out a scenario that's highly implausible.

I do understand that it does seem bizzare so that is why people may think I am a troll.

But bizzare things happen all the time and just because it is very rare for these things to happen- it doesn't mean they don't happen. :rolleyes:

Reply 42

JeremyOU

5

Original post by Eggs20

Yes it is still there.

Screw it I have decided I am not telling the bank. It was put in my account so its my money now. :smile:

its not your money, but you could steal it... :colone:

(I'm not saying you should steal it and disappear)

Reply 43

Eggs20

OP

1

Original post by loveleest

Lend me some, please?

What are you going to do for me to earn it? :biggrin:

Reply 44

Fullofsurprises

20

Original post by Bupdeeboowah

Maybe it's a pound from every one of his girlfriends?

I'm confused. Is OP buying girlfriends at the rate of one g/f per £? Or selling them for that amount?

Reply 45

Eggs20

OP

1

Original post by ImNotReallyMe

Spend it on something that will multiply the money, then if they ask for it back, you can pay it, but you'll have also made a hefty profit that they can't touch and you benefited from

Yes go to the casino and put it all on red.

I know its a huge gamble but think of the buzz I would get if it came up. :smile:

Reply 46

loveleest

21

Original post by Eggs20

What are you going to do for me to earn it? :biggrin:

LOL there is pretty much nothing i can do to earn it , but lending me some would be a act of kindness :smile:

Reply 47

Bupdeeboowah

3

Original post by Fullofsurprises

I'm confused. Is OP buying girlfriends at the rate of one g/f per £? Or selling them for that amount?

Maybe he's selling himself in shares of £1.

Reply 48

Fullofsurprises

20

Original post by Bupdeeboowah

Maybe he's selling himself in shares of £1.

Now I'm thinking about it, perhaps OP is going to announce that he works for the Central Bank of Nigeria? And he needs to get rid of this cash? :lol:

Reply 49

driftawaay

3

Original post by jammy4041

Enjoy your jail sentence then. For you to get an additional £80k means someone else is down £80k. As soon as the bank connects the dots, the police and CPS would be involved and you'd be in trouble.

If honesty gets you know nowhere in life, at least it won't get you in prison.

Lol that 'someone else' is the bank though, if OP keeps the money and transfers it out of his account the bank will have to pay the £80k to the person whose money it was. So if OP stole, he'd be stealing from the bank. Karma is a bitch. :colone:

Reply 50

Bupdeeboowah

3

Original post by Fullofsurprises

Now I'm thinking about it, perhaps OP is going to announce that he works for the Central Bank of Nigeria? And he needs to get rid of this cash? :lol:

Then I suggest we help him out and channel £1 away from that account each.

Reply 51

jammy4041

18

Original post by Eggs20

I think I can make a good argument to avoid jail if it ever comes to a trial.

There is more chance of a portal to Hell opening up, a cold, rainy night in the middle of Stoke, and then having Hell freeze over than the chance of you not going to jail in such a situation.

Evry balance check that you would have ever done would be traceable by the bank. Every spend is always approved by the bank. If you move it about, it's still all traceable. Such a large amount of money would draw up red flags sooner rather than later. And the long arm of the law will catch up with you sooner rather than later.

I still can't believe that you're willing to go to a casino and blow £80k on red. And if it's black? Not only are you £80k down and have essentially done nothing with the money, you'd then be liable for the £80k if you can't pay it back.

I've told you my advice and you know where I stand on this. You might even be rewarded slightly, by your bank or by the police, for going to the trouble of letting the bank know that there was £80k mistakenly put into your account.

Reply 52

jimmy_looks_2ice

11

Original post by Eggs20

I do understand that it does seem bizzare so that is why people may think I am a troll.

But bizzare things happen all the time and just because it is very rare for these things to happen- it doesn't mean they don't happen. :rolleyes:

If you want a discussion about the consequence of a hypothetical scenario such as this, why not say so? Why hide behind the pretence that it's really happened to you?

Anyway, hypothetical or not, the law is clear on this. You can't legitimately spend the money. If we're talking large amounts (and £80k qualifies), someone at the bank will notice and will track it down. Your crime will be discovered and you'll **** up your life and potentially you may even wind up in jail. There. Is that clear enough for you?

I can only conclude from this thread and the countless "What would you do if you won £10M in the lottery?" threads on this site that a large % of the members spend a lot of their time fantasizing about having large amounts of money, instead of using their time productively :rolleyes:

Reply 53

driftawaay

3

Original post by jammy4041

There is more chance of a portal to Hell opening up, a cold, rainy night in the middle of Stoke, and then having Hell freeze over than the chance of you not going to jail in such a situation.

Evry balance check that you would have ever done would be traceable by the bank. Every spend is always approved by the bank. If you move it about, it's still all traceable. Such a large amount of money would draw up red flags sooner rather than later. And the long arm of the law will catch up with you sooner rather than later.

I still can't believe that you're willing to go to a casino and blow £80k on red. And if it's black? Not only are you £80k down and have essentially done nothing with the money, you'd then be liable for the £80k if you can't pay it back.

I've told you my advice and you know where I stand on this. You might even be rewarded slightly, by your bank or by the police, for going to the trouble of letting the bank know that there was £80k mistakenly put into your account.

There is such a thing as money laundering you know... and there are lots of people who don't get caught. But ofc he would have to leave the country if he wants to keep the money otherwise yes he is 100% going to jail