I have searched for hours on end, I have been on comparison websites, I have been on individual websites, I have talked to locan companies, I have asked family and friends for help, my fingers are numb from repetitively filling out forms and answering questions, and I still fail to find car insurance for under £2000.
I am currently studying a Foundation Course at USW on a campus 15 minutes away from home. I receive around £5000 maintenence from a SF company and most of it goes into food, clothes and transport.
Next year, I will have no choice but to move to a campus 25 miles away from home, and with no alternative other than staying at home, I will have to commute to Uni every day. Either I go on buses and trains and spend around 3 hours a day and most of my maintenence doing that, or I get a car and spend 45~ minutes a day commuting but spend most of my maintence and probably being left with no choice other than to get a part time job to pay for the car, insurance, tax and petrol.
Seeing as I spend all of the summer and all time off of uni abroad, I will find it near impossible to find a job accomodating to my needs.
I know people who are younger than me eith cars better than I am trying to get whos insurance costs them £1000~ or less. Is my neighbourhood so bad that it's causing my insurance to nearly double compared to other people? Am I just choosing the wrong cars to get quotes for? Am I doing SOMETHING wrong? I really don't understand how an insurance company can expect somebody my age to pay that much.. It's just unreal..
Please somebody enlighten me as to what I am doing wrong or to what I should be doing instead.
Which insurance company is best for students?
Which should I avoid?
How much should I settle on paying? Because at this point, £1500 seems dirt cheap to me right now, after seeing premiums for £3000 and £4000 and even £15,000...