I agree in a certain aspect. I am gonna be doing a foundation year and if I wasn't an idiot, I'd have chosen maths lol, point is for that mistake I will literally pay 9k, even if it does take time. Uni in total will cost me like 60k 4 years, maybe 5 with accommodation. If I had the chance to do a slightly later with a good discount, or even completely paid I'd 100% do it. Hell, I will also have exp to go with it. But you are right that uni will probably land you more quickly in a higher paying role, averaging about 24.5k/25k? So as long as you live out of London, you can pay your loans of relatively quickly, or simply take your time as it's better to see it as small tax.