The Student Room Group

Does welfare need to be reduced? 34k per year TAX FREE

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Original post by Tiger Rag
Curious as to where the OP got his numbers from? Because they're very wrong indeed.


twitter babe, could you give us the exact figures?
Original post by Tiger Rag
Curious as to where the OP got his numbers from? Because they're very wrong indeed.


He made them up, obviously.
...This thread is just embarrassing. I'm embarrassed for you OP.
I'm somewhat confused. I'm sure that every other thread Bill Gates had ever posted in he's complained about the Conservatives, rich people, welfare being too low, capitalism being evil etc.
Reply 24
Original post by Tempest II
I'm somewhat confused. I'm sure that every other thread Bill Gates had ever posted in he's complained about the Conservatives, rich people, welfare being too low, capitalism being evil etc.



Perhaps he's just hit 30.

(Or got his first mortgage)
(edited 8 years ago)
Original post by moggis
Perhaps he's just hit 30.

(Or got his first mortgage)


yet to hit mid 20s, no mortgages for me- cash money brah.
Reply 26
Original post by Bill_Gates
yet to hit mid 20s, no mortgages for me- cash money brah.


Oh.

Never mind.

Hopefully you will get on the housing ladder one day.
Original post by Tiger Rag
Curious as to where the OP got his numbers from? Because they're very wrong indeed.


I'm not certain but my suspicion is OP looked at the maximum amounts for every benefit and added them to a random wage not giving a **** that as your earnings go up your benefit entitlements go down. And then adding on the random wage to the amount they made up just to make a nice sensational thread title.
Original post by supernerdural
Where are you getting these stats from?

I am the only child in my house and we get £554 child tax credit a year and not much else. We live in a council house so we have reduced rent and council tax, but because we receive benefits £40 of my dad's £50 a week wages are taken in tax.

Yeah, they take 80%. Don't say it's an easy life, because it really isn't. You don't get as much money as you are claiming. Hell, we can't even afford to pay our bills next quarter.

EDIT: I just looked up Housing Benefit and we get none of the thousands you are claiming, as it is paid straight against our rent. It goes to the council, not to us.


They do pay housing benefit to the claimant, but it will all go on rent unless they fancy being kicked out their home.

People don't realise that housing benefit is a CHEAP option as it costs less than putting people onto hostels etc.
Original post by Bill_Gates
Example: 2 kids with single parent working part time.

2 Kids:
Child Tax credit: 9,495 per year
Child benefit: 1076 per year
Housing Benefit: 13,520 per year
Annual Salary: 9,850

TOTAL BENEFITS BEFORE TAX: 24k it's nearly 34k tax free.

You would need a grad salary of 46k per year for an equivalent salary.

Discuss?

No wonder we have immigrants from the EU flooding here, no wonder we have so many single parent households.


Benefits are capped at 21k. In London if you have say, 3 kids, ~15k of that will be in housing benefit. That leaves you with about 5500 for food, travel etc. After travel and bills that's around 350 to feed and clothe your kids each month.

Doesn't sound like much fun does it?
Original post by moggis
Perhaps he's just hit 30.

(Or got his first mortgage)


Or perhaps he is a troll that swings between pretending to be really right wing and rich and loving Jeremy Corbyn and the socialist cause :wink:
Original post by redferry
They do pay housing benefit to the claimant, but it will all go on rent unless they fancy being kicked out their home.

People don't realise that housing benefit is a CHEAP option as it costs less than putting people onto hostels etc.


I'm on Housing Benefit. It's £10-£15 a week below the vast majority of basic shared housing in the area. And you have very little option where you live because very few landlords accept housing benefit.
Original post by Alice__90
Those numbers are totally wrong. That much housing benefit works out as over £1000 a month. Unless you live in London I don't know anyone whose rent would be that high. Also they deduct a certain amount against your salary. As soon as you start earning your housing benefit is reduced.


Hate to break it to you but 99% of people in London will pay upwards of 1000 a month in rent. Even a 1 bed council flat is 900 plus.
Original post by SmallTownGirl
I'm on Housing Benefit. It's £10-£15 a week below the vast majority of basic shared housing in the area. And you have very little option where you live because very few landlords accept housing benefit.


Yeah so many landlord say no Dss it's ridiculous. It's a lot more prevent since they changed the system to paying the tenant rather than straight to the landlord because people are worried they won't pay their rent.
Original post by AceViva
I dont know if your stats are accurate (wouldnt be surprised) if they were. But i do agree that it is just letting people depend on the welfare and not really be that bothered to get an education etc as they know they will have the benefit system to fall back on. Also i feel the most suitable reform would be too take away child tax credits after 1 child. Its quite simple really if you cant afford children dont have them and if you have them dont expect the tax payer to pay for them.


It's not really fair to punish kids for the fact their parents are dumbasses, and that's not thinking about the parents who fall on hard times

I have no idea what the genuine numbers are for benefits, the system is clearly not helping everyone in the appropriate way but designing a 'perfect' system would be really difficult I suspect.
Original post by redferry
Yeah so many landlord say no Dss it's ridiculous. It's a lot more prevent since they changed the system to paying the tenant rather than straight to the landlord because people are worried they won't pay their rent.


It's frustrating because employed people can also not be ****ed to pay their rent. Also, when I first started claiming the council told me it was best not to tick the box that let them contact my landlord about me being on Housing Benefit because then my landlord would start to discriminate.
Original post by Bill_Gates
Example: 2 kids with single parent working part time.

2 Kids:
Child Tax credit: 9,495 per year
Child benefit: 1076 per year
Housing Benefit: 13,520 per year
Annual Salary: 9,850

TOTAL BENEFITS BEFORE TAX: 24k it's nearly 34k tax free.

You would need a grad salary of 46k per year for an equivalent salary.

Discuss?

No wonder we have immigrants from the EU flooding here, no wonder we have so many single parent households.


Didn't they bring in a cap that was lower than that?

Original post by redferry
Yeah so many landlord say no Dss it's ridiculous. It's a lot more prevent since they changed the system to paying the tenant rather than straight to the landlord because people are worried they won't pay their rent.


It makes absolutely no sense that it wouldn't be paid straight to the landlord. It's housing benefit. It's there to pay for housing. Why wouldn't the govt just pay for the housing? It would be better for all concerned.

Landlords rightly take people who are able to hold down steady jobs more seriously, both in terms of the likelihood that they'll pay and in terms of the sort of state in which they'll keep the property, etc. That's not a blanket statement against dss recipients, but it is a tendency, and in a seller's market it would be stupid not to account for it.

Original post by SmallTownGirl
It's frustrating because employed people can also not be ****ed to pay their rent. Also, when I first started claiming the council told me it was best not to tick the box that let them contact my landlord about me being on Housing Benefit because then my landlord would start to discriminate.


Employed people can not be ****ed to pay their rent, but you go on the information you have. This would include taking a dim view of someone who has been restless in terms of their employment, as well as just someone who has been unemployed -- what you want is the best likelihood of steady payment and no issues.

Incidentally, here's the reason why landlords are cautious about getting the people who are most likely to pay. It's because the law makes it ludicrously difficult to remove a tenant who isn't paying in a lot of circumstances. If it were easier to get rid of a tenant who wasn't holding up his end, people like you, who (I assume) actually do take responsibility and pay their bills, wouldn't struggle as much.
(edited 8 years ago)
Original post by SmallTownGirl
I'm not certain but my suspicion is OP looked at the maximum amounts for every benefit and added them to a random wage not giving a **** that as your earnings go up your benefit entitlements go down. And then adding on the random wage to the amount they made up just to make a nice sensational thread title.


And he didn't take off national insurance either
(edited 8 years ago)
Reply 38
Original post by doodle_333
It's not really fair to punish kids for the fact their parents are dumbasses, and that's not thinking about the parents who fall on hard times

I have no idea what the genuine numbers are for benefits, the system is clearly not helping everyone in the appropriate way but designing a 'perfect' system would be really difficult I suspect.


And even if you did come up with the best/fairest possible system you'd still face an even bigger obstacle.

Getting the electorate to vote for it.

Since there will certainly be many people who will be worse off either temporarily or permanently.

Nope,creating a fair,decent benefits system that the majority approve of and will vote for is never going to happen.

That's democracy for you.
Original post by redferry
Hate to break it to you but 99% of people in London will pay upwards of 1000 a month in rent. Even a 1 bed council flat is 900 plus.


Which is why I said "unless you live in London." In which case £34k wouldn't go very far.

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