This thread is just getting stranger and stranger. I don't think you fully understand how credit cards work. I've got one and did some research before applying. (there were a few minor bits I didn't understand) I then booked an appointment with my bank. I explained why I needed a card. (to go abroad - I'd previously used a pre paid card, which is just a pain) I was given a few options of the cards I can get, given my needs.