Original post by DinasaurusIt's not just about laziness, I wouldn't even factor laziness in. Probably just less willing.
Just because they earn more money doesn't mean they have more money, using the example of someone I know, single parent earns 28,000, after tax and NI, they take home 1844 a month, say they spend 100 a month on utility bills I have no clue if this value is accurate, and 30 on internet. Then subtract council tax, once again I have no idea what this is but lets say you subtract 120.5, this person still has 1593 left. Even if they have other bills, they can still probably have some money left over to give to their child at uni.
Now in a household like mine, say there's 2616 take home pay, subtract the same amount for internet, utility and council tax, which is 2635 . Then you subtract rent which is like another 800 which is 1565.5. Then because I am not at home anymore, they need to find a nursery to put my sister in, searching for a nursery in my area, I can't say how normal these prices are but this would be 414 a month. Meaning 1151.50 left over.
Obviously I've not even factored in things like food and transport, but in this scenario, my friend will get more loan and more help from their parents.
I also have a friend who is putting down their father's household to get more loan but they live down the road from their mother and stepfather, his stepfather has a very high up position in a company and makes a healthy, six figure salary. This friend already has 6000 to spend for uni and they'll get help from their mother's household, but he will also get more loan than me.
I don't think people who are on the lowest salaries should be affected but I find this unfair.
In my example, my parents will have to spend 147.50 a month to match the amount of loan the first example got, despite already having less disposable income.