DW1994
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Hi, I'm planning to do a PHD in September full time, however, my major concern is money, and having to finance it myself, for 3 years of study, I'll need about 13-14000 pound to fund it, but will get not financial support, what can I do to fund this course?
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Snufkin
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Isn't there a new postgraduate PhD loan? You could take that out, or study part-time and work.
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DW1994
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I live in Wales, so we don't have a scheme here for PhD loans.
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jelly1000
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(Original post by DW1994)
Hi, I'm planning to do a PHD in September full time, however, my major concern is money, and having to finance it myself, for 3 years of study, I'll need about 13-14000 pound to fund it, but will get not financial support, what can I do to fund this course?
If the Phd loan scheme doesn't extend to Wales you have two options
1) Apply for a funded position
2) Work and save up
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M14B
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Have you considered a gap year or two working solid and then do the PhD?
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BlueSam3
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If you don't get funding from the university, they don't actually want you. It's basically a polite version of a rejection.
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Changing Skies
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(Original post by BlueSam3)
If you don't get funding from the university, they don't actually want you. It's basically a polite version of a rejection.
Not necessarily true. A university could desperately want a certain applicant but the organisation funding the position may not.

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BlueSam3
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(Original post by Changing Skies)
Not necessarily true. A university could desperately want a certain applicant but the organisation funding the position may not.

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Universities control a sizeable percentage of funding for their PhD students, and have a lot of influence over most of the rest. If they want you, they will offer you funding.
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DW1994
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(Original post by BlueSam3)
If you don't get funding from the university, they don't actually want you. It's basically a polite version of a rejection.
They want me, the lecturer has said he wants to work with me, and knows others who want to work with me. They've said about filling in the application form, and have also asked me to apply for a lecturing position too, but the lecturing position will fund things like travel, and basic living, but I don't think i'll get enough to pay the fees.
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Snufkin
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(Original post by DW1994)
They want me, the lecturer has said he wants to work with me, and knows others who want to work with me. They've said about filling in the application form, and have also asked me to apply for a lecturing position too, but the lecturing position will fund things like travel, and basic living, but I don't think i'll get enough to pay the fees.
Part-time fees are less, aren't they? Why don't you just do it part-time and then finish it in the minimum allowed time, thus saving you money.
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finance_fan
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To add to the suggestions of doing the PhD part-time and also getting University funding, you could look for specific scholarships that suit what you're intending to research. You might find something on the University website itself or private sites like Scholarshiportal.com which list hundreds of scholarships.

There are also a couple of other options for loans that you should be able to apply for. The Personal Career Development loan is offered by Barclays and Co-Op and you can borrow up to £10,000. You get subsidised interest during study with these loans.

Another option for loans are Future Finance or Prodigy, both of whom offer loans for higher education students to go alongside / on-top of government funding.
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jelly1000
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(Original post by finance_fan)
To add to the suggestions of doing the PhD part-time and also getting University funding, you could look for specific scholarships that suit what you're intending to research. You might find something on the University website itself or private sites like Scholarshiportal.com which list hundreds of scholarships.

There are also a couple of other options for loans that you should be able to apply for. The Personal Career Development loan is offered by Barclays and Co-Op and you can borrow up to £10,000. You get subsidised interest during study with these loans.

Another option for loans are Future Finance or Prodigy, both of whom offer loans for higher education students to go alongside / on-top of government funding.
Career Development Loans are for courses of no more than 2 years in length. Companies like future finance are to be treated with caution as interest rates are high and you have to make repayments while studying.
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24rose5
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(Original post by DW1994)
Hi, I'm planning to do a PHD in September full time, however, my major concern is money, and having to finance it myself, for 3 years of study, I'll need about 13-14000 pound to fund it, but will get not financial support, what can I do to fund this course?
Hi

I thought Phd is going to be funded from 2018/19. Phd students could get up to £25 000. I think it is worthy checking with SFE.

Hope this helps
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DW1994
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(Original post by 24rose5)
Hi

I thought Phd is going to be funded from 2018/19. Phd students could get up to £25 000. I think it is worthy checking with SFE.

Hope this helps
Hi thanks for the reply, unfortunately, it doesn't apply to Welsh students, which I am.
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