of course that was all before the recession though
Yes banks are much harder to get credit from these days. Mind you, seeing as we appear to be on the brink of another one, i thought i best just get in this one last credit card!?!
Yes banks are much harder to get credit from these days. Mind you, seeing as we appear to be on the brink of another one, i thought i best just get in this one last credit card!?!
i have to admit i must be one of the few who wants a recession
It was moved here because he's not asking for advice. It's more of a chat thread, imo.
Fair play lthough a duel listing perhapse as it could yeild some advice from other posters about the merits of certain CC's and which to avoid and of course credit scores.
Lloyds declined me twice in person despite me having a decent amount of savings with them, they are quite strict with the income needed to get one, so now i have one with a bad APR from aqua just to get my rating up.
OP you need to understand about credit ratings and how to improve them.
Run the marbles card for a while by using it and pating if off each month. You cna improve your rating and hen apply for the Lloyd's one later. Check your credit history from Experian and Call credit, which are the ones that Lloyd's uses.
OP you need to understand about credit ratings and how to improve them.
Run the marbles card for a while by using it and pating if off each month. You cna improve your rating and hen apply for the Lloyd's one later. Check your credit history from Experian and Call credit, which are the ones that Lloyd's uses.
I just got turned down for a credit card with lloyds 5 minutes ago, which kind of sucks, and then i straight away applied for one with vanquis and got accepted! YAY...
I have one with Aqua after also getting rejected by Lloyds
yes, i used to have one with aqua too. they are quite good aren't they. i now have two with capital one, one with marbles, one with vanquis and a student overdraft with the co-op.