How much did you pay for your first car & car insurance

I just wanted to get a rough estimate of how expensive it is to drive for newly passed drivers.

I know it varies a lot and depends on many factors but roughly how cheap can you find a second hand car and get it insured for a 20yr old male. Also do all insurance companies allow you to pay monthly or do they want annual payments.

Thanks in advance :smile:

EDIT BY COMMUNITY TEAM

ALWAYS do a car insurance quote comparison. Check:
www.moneysupermarket.com
confused.com
gocompare.com

Bigger discussion on finding cheap car insurance here

(edited 5 years ago)

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Reply 1

Pinkberry_y

I still need to pass my test :frown:

Reply 2

jamesthehustler

does being chauffeured count
if yes, then £30,500 and that covers me until June
or
if no then I don't drive at the moment

Reply 3

Jackieox

It's gonna cost me and my boyfriend £1100 for our insurance (Both 20) however hes been driving for 2 years, i'm classed as a new driver as i havent driven since i passed my test

Reply 4

Bittah Demon

Cost me £500 for my first car, and £480 fully comp on insurance.

Reply 5

futuremedic19

Original post by Donkey******

Cost me £500 for my first car, and £480 fully comp on insurance.

What car is that and generally do you know of particular cars that are renowned for being both cheap to buy and insure for first time drivers :smile:

Reply 6

Dann.It

Passed 2 months ago...Car cost £1200, insurance £2.8k per year - Mini One

Reply 7

uW0t

VW Golf cost me £1250 and insurance was about £1400
Now have a BMW 530D that cost me £1150 and is a little under £900 to insure

Reply 8

Bittah Demon

Original post by futuremedic19

What car is that and generally do you know of particular cars that are renowned for being both cheap to buy and insure for first time drivers :smile:

That was a P reg fiat punto, whoever my insurance was with were doing 2 months free which made it a bit easier on the wallet.

Reply 9

shaymarriott

Original post by jamesthehustler

does being chauffeured count
if yes, then £30,500 and that covers me until June
or
if no then I don't drive at the moment

You're paying a chauffeur £30.5k for 9 months?! Isn't that significantly more expensive than just insuring the bloody thing?

Posted from TSR Mobile

Reply 10

jamesthehustler

Original post by shaymarriott

You're paying a chauffeur £30.5k for 9 months?! Isn't that significantly more expensive than just insuring the bloody thing?

Posted from TSR Mobile

no that covers buying the car and insurance for him to drive it
he actually gets £14,000

Reply 11

tombellsdfg

6k for car nd 1200 for insurance 17 yr old on parents with no black blox

Reply 12

It's****ingWOODY

700 for the car, about a grand for the insurance.

Reply 13

KongeyDong

Paid about £1500 for insurance, first car was on lease though (an S3).

Reply 14

sabana

£653 for first insurance as an additional driver

Reply 15

oldercon1953

In 1969 I put in 10$ and my buddy put in 10$ and he bought a 1953 chevy for 20$ from a neighbor. We decided it needed painting so as my buddy poured green paint on it out of a can, I spread it around using a house broom and we drove it to high school for a year until it finally gave out. Not sure if we had insurance on it but that would have cost maybe 15-20$ a month for basic coverage. Maybe less.

Reply 16

alexterry28

I drive a Ford Fiesta 1.25 zetec, insurance is £1100 got it lowered by having a dash cam :smile:

Reply 17

IWMTom

Passed last March when I was 17 and paid 5 grand for the car and just over 2 grand for the insurance 😐🔫

Reply 18

Emma:-)

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Original post by futuremedic19

Most insurance companies (at least all the ones ive come across anyway) allow you to pay monthly. It does cost more though.

This was 6 years ago- my first car was a fiat punto and i paid £1060 fully comp.