St Andrews Hopefuls 2017

Your salary is your net salary based on how much you should earn each year. Private pension is a seperate system (normally comes from an external company) where you pay towards a pension that you'll get when you retire. It's not your personal savings so you don't need to worry about that. State pension is what you get from paying national insurance and tax - the government pays that. As far as I'm aware this also includes any work pension you get. Working tax credits won't apply to you as it's only those in Britain that get them. They're essentially extra money that lower income families get.

I'm not great at this stuff so I wouldn't take what I've said as 100% gospel but that's the basis I used when filing mine out. Hope that helps ☺️

Thank you so so much!!! That was very helpfull. "Pay-as-you-earn" salary is net, am I right? If my parents did not retire yet, and they obviously do not get any State pension because they work right now, I do not have to include what they will get if they retire, do I?

Again, I am so thankful for your help. !!!!! I can't express how, I was kind of in despair

Yeah, your salary is pay as you earn which is net. I don't think you need to include state pension as the financial profile is to detail income so pension won't affect this until they retire.

No problem, if you need anymore help just ask ☺️

The world would be a better place if everybody would be as helpfull as you. Again, thank you so much, that really helped me a lot! Have a nice evening

+ how much will it roughly cost for ensuite catered ( i cant cook and i wont cook )

Did you have to do anything after having received this email? I'm starting to have doubts.

Self-catered ensuite but I'd settle for ensuite catered. You might be able to apply after June 30th but the website says that's the last day for guaranteed accommodation so it's safer to apply before then ☺️

Thanks . What course did you get into? Economics?
Can I know your 5 choices for UK and your preference, rank wise?

All the best

Thanks . What course did you get into? Economics?
Can I know your 5 choices for UK and your preference, rank wise?

All the best

I haven't got into St. Andrews yet but it's my first choice. I haven't ordered my 5 choices but they were:

1) St. Andrews for film and social anthropology
2) glasgow for digital media and sociology (unconditional)
3) Stirling for film and sociology (unconditional)
4) Glasgow school of art for interaction design (withdrew application)
5) Edinburgh for fine art (withdrew application)

it's honestly getting really irritating how you always ask everyone on this thread this.

Does anyone of you understand how one should complete the financial profile?

If so, would anyone be so kind to give me some instructions (I am a dependent student)? I am struggeling with the english expressions and I can't find good translations for them

Is Salary (PAYE) your annual income in net or in gross?
What does "private pensions" mean? And how is this different from state pension?
Is private pension just the money you saved, so do you have to tell how much money you own in general? I guess state pension is the money you get from the state after you retired. Do you have to say how much money you (your parents) will get when they retire or do you just have to included that, when youre parents already retired and get the money right now?
And what does "working tax credit" mean?

Would be extremly great if someone could help me with all this and explain what it means, I don't quite get our german system but the english one is VERY confusing

I would normally read SALARY as being gross pay ie before tax / NI and pension contributions.

Is the "pay-as-you-earn-concept" net or gross?

Pay as you earn (PAYE) is to do with taxation, it is where the employer takes tax off before you get the money .. happens to all employees.

Self employed tend to pay in 2 chunks a year where they earn the money and then pay the tax later .