Car insurance renewal cost without a black box

Hi,

I'm looking to insure my car, and obviously as a new driver I'm faced with the dilemma of having a black box or not.

Essentially I was wondering what the renewal costs were like for any young drivers who haven't had a black box in their first year? So was there a significant drop?

I only ask as with a box it claims to reduce it by a third when renewing.

- Additional info

I'm looking at £1150 with a box, or £1800 without - and I'm happy to pay for it without a box if there is a also a reasonable drop in price when renewing/getting a new policy for a second year.

Hi,

I'm looking to insure my car, and obviously as a new driver I'm faced with the dilemma of having a black box or not.

Essentially I was wondering what the renewal costs were like for any young drivers who haven't had a black box in their first year? So was there a significant drop?

I only ask as with a box it claims to reduce it by a third when renewing.

- Additional info

I'm looking at £1150 with a box, or £1800 without - and I'm happy to pay for it without a box if there is a also a reasonable drop in price when renewing/getting a new policy for a second year.

Hey there!

This thread should be in Cars and motoring. No worries though, I'll just tag @AngryJellyfish to get this moved for you

These are very similar quote to what I got, and I went without black box because black boxes are just a massive scam! As @IWMTom will also tell you

Ah, thank you! Thought it was in the wrong section after I'd posted.

And I called the insurers up to purchase the£1900 policy without a box for them to put it up to £3500 over the phone. -Absolute joke!

It did make me consider the black box once again though, especially as the next best offers without a box were £2500+. However after a couple more searches I've found one for £2180 but I need a dash cam (which I was probably going to get anyway)

Thanks for everyone's advice though!

No worries

With some insurers they do offer a discount if you complete the insurance quote online, and then just forward that quote reference to them.

Do use insurers websites directly instead of comparison sites as well.

Ah, thank you! Thought it was in the wrong section after I'd posted.

And I called the insurers up to purchase the£1900 policy without a box for them to put it up to £3500 over the phone. -Absolute joke!

It did make me consider the black box once again though, especially as the next best offers without a box were £2500+. However after a couple more searches I've found one for £2180 but I need a dash cam (which I was probably going to get anyway)

Thanks for everyone's advice though!

You shouldn't need to ring anyone and if you find a cheaper quote with them online then they usually honor that quote, do another quote until you get a reasonable one, then just book it completely online without calling them.

I've had two years car insurance so far and have never had to speak to anyone (except from enquiring about the renewal quote I got after the first year, even then they advised I cancel the current insurance and rebook as customer direct on site).

Try Admiral LittleBox. I have had absolutely no problems with them and have had the black box for two policies now! And yes I constantly speed up to 6/7mph above the limit and have never had any "extra charges" that some of the other comments mention. They also give you an online login and rate your driving from gold to bronze, and I've been a consistent silver. Also I did unfortunately have an accident last year and had to claim, and had no issues with that either.

Were your two years both without a box? ∆∆as from your earlier post saying to avoid a box I'd assume you've had a bad experience maybe??

If so did the policy decrease by much after the first year?

And yes I'm going to try and book everything online, especially when ringing them can become so tedious aha!

I was 30 when I got my driving license so it was rather cheaper for me, I've just heard bad things from others about black boxes, £500 for both years as I was involved in a sidewipe and the other person involved was an ass that wouldn't accept a reasonable compromise.

I have been doing, more times than not it's more expensive, or if it is cheaper it doesn't incorporate the legal and breakdown cover, so still works out more in the end.

Also, I hear mixed reviews with boxes, mostly bad. And my main reason for not wanting one is that I'd feel more unsafe driving by constantly checking my speed than looking out the window.

Good on you for not going for black box insurance - most people are blinded by the "savings" they forget the phrase 'too good to be true'.

Thanks!

Especially when the cheapest with a box also has increased now to £1650 so it's only £500 more to have it without.

I could understand and possibly feel more swayed towards having a box if my workplace was nearby and I'd know it would be shorter trips in rush hour where there'd be no chance of being over the speed limits, however my journeys to work will be much further on faster stretches of roads where it's probably safer to keep up with the flow of traffic rather than hold it up.

Hi,

I'm looking to insure my car, and obviously as a new driver I'm faced with the dilemma of having a black box or not.

Essentially I was wondering what the renewal costs were like for any young drivers who haven't had a black box in their first year? So was there a significant drop?

I only ask as with a box it claims to reduce it by a third when renewing.

- Additional info

I'm looking at £1150 with a box, or £1800 without - and I'm happy to pay for it without a box if there is a also a reasonable drop in price when renewing/getting a new policy for a second year.