dropping out

Have you found anyone to take your accommodation contract. Doing this would be a good idea and it would deal with your guarantor worries.

In terms of tuition loan, check if tuition loan is paid on your behalf in instalments or in one go (you should have a loan schedule after you applied). If in instalments, contact Student Finance and tell them about your situation. It may be that they only want you to pay back one instalment and there should be certain conditions or a grace period before they make you pay it back. Also, cancel your maintenance loan.

As for the overdraft, do you have any money saved up or can your parents pay it for you, and you pay back your parents later on.

I think you took the right step. You need to concentrate on your mental health. Money issues should be straightforward to deal with so don't worry too much.

Try to find someone to take over your accommodation first. If you have trouble, you could arrange a discount - you pay a little bit, but they pay the majority. You wouldn't lose as much money this way.

The alternative is to talk to your landlord, perhaps he can make some kind of concession or could line up another tenant? If you can sort out this, then cancel your maintenance loan. However, I would contact Student Finance as they may cancel your loan directly. They won't keep giving you the loan (if in instalments) if you aren't studying, which might be something to consider.

Have you talked to the financial support people at your uni? They should be able to give you information on what happens when you drop out.

Fair enough if you want to drop out mate but have you considered the following?

The feeling is only temporary. I hated my flat mates in my first year, I didn't get on with any of them. But things got better. Use your personal time more productively, meet other people in societies etc. The University experience does get better IMO, as long as you meet the right people, and are doing a course you enjoy.

Fees - you've been on the course for basically a week. You're not going to be charged anything. As long as you quit before the end of October you should be able to get your first instalment back. However you need to find someone to take over your tenancy, that's non-negotiable otherwise you'll be (however much your accom cost) worse off.

It's not the end of the world. Your situation is much more common than you might think, you need to decide whether or not you think things will get better.

Honestly, t's been 15 days. Give it some time and see how it plays out?

Do you actually like the course and the uni? Do you even want a degree or were you pressured? These are important things to consider.

I dislike both, I was extremely pressured by my sixthform, they like to be able to advertise that 100% of students that attend get a place at university.