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I got my name referred to CIFAS for fraud

i had no idea this activity was going on in my card all this while i thought i had my card until i saw transactions then i blocked my card and went to the bank the next day to report this after i got a letter saying my account will be closed, i have been rejected by lloyds and santander and i have requested a SAR also what do i do next ?? please help me
Original post by Obylarose
i had no idea this activity was going on in my card all this while i thought i had my card until i saw transactions then i blocked my card and went to the bank the next day to report this after i got a letter saying my account will be closed, i have been rejected by lloyds and santander and i have requested a SAR also what do i do next ?? please help me


Wait for the SAR to come back t find out why and the see if a complaint is possible.
Go and speak to CAB


Either you can get it removed or you cannot.

If you cant then you will have to put up with it for six years and it will be a major obstacle to getting any form of bank account. There are some specialist pre paid fee paying bank accounts you can use if you have to and CAB or a good google can find them for you.

If you use the search facility then I believe ive answered on it before.
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Alright thankyou
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Original post by 999tigger
Wait for the SAR to come back t find out why and the see if a complaint is possible.
Go and speak to CAB


Either you can get it removed or you cannot.

If you cant then you will have to put up with it for six years and it will be a major obstacle to getting any form of bank account. There are some specialist pre paid fee paying bank accounts you can use if you have to and CAB or a good google can find them for you.

If you use the search facility then I believe ive answered on it before.

What is a CAB please
Original post by Obylarose
What is a CAB please



Citizens Advice Bureau
https://www.citizensadvice.org.uk/about-us/how-we-provide-advice/advice/search-for-your-local-citizens-advice/

https://www.cifas.org.uk/individuals


You really dont give any information away about the evidence against you. If you have let your account or used it for fraudulent purposes as they believe, then the cifas marker stays on for six years.
Original post by Obylarose
i had no idea this activity was going on in my card all this while i thought i had my card until i saw transactions then i blocked my card and went to the bank the next day to report this after i got a letter saying my account will be closed, i have been rejected by lloyds and santander and i have requested a SAR also what do i do next ?? please help me


You haven't been doing money mule things right? If you've done nothing fraudulent and they have nothing against you, then a complaint should get it away.
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Original post by CorelDraw
You haven't been doing money mule things right? If you've done nothing fraudulent and they have nothing against you, then a complaint should get it away.


It wasnt me but i was negligent so my details were accessed easily
Original post by Obylarose
It wasnt me but i was negligent so my details were accessed easily


So you let someone else access your bank details? Probably difficult to remove the marker then, as you probably at fault, but I'd still have a try.

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