Multiple Student Accounts (Halifax/Nationwide)

I know some of you might say ‘Most banks ask you to put your main income into the account’, surely that can just be done by a simple bank transfer of your maintenance loans between both accounts?

I was considering to open a second student account and after a lot of researching through other threads, it seems to be quite common.

After looking at Moneysavingexpert’s Compare section, it says that Halifax’s T&Cs state you cannot open a student account somewhere else but I’ve been reviewing it myself and couldn’t spot anything yet (http://static.halifax.co.uk/assets/pdf/bankaccounts/pdf/bank-account-guide.pdf). Can anyone else find anything that explicitly says you cannot open another student account whilst at Halifax?

In terms of Nationwide, Moneysavingexpert says that ‘T&Cs do not say that you cannot open a student account elsewhere’ but on the FlexStudent main page it says ‘You don't already have a student account with another provider (or agree to transfer it to Nationwide)’ under Features and Benefits > Are you eligible?. Would I be right in thinking that Nationwide hasn’t explicitly said that you aren’t allowed to open a second student account if you have an existing FlexStudent account?

I know some of you might say ‘Most banks ask you to put your main income into the account’, surely that can just be done by a simple bank transfer of your maintenance loans between both accounts?