just dropping in to say dont stress.
this was me and I obsessed about it for a while. I'm a girl, 23 now, virgin till 22. went through uni kissing hundreds of guys in clubs and occasionally ending up with them back in my room but being too freaked out by the apparent magnitude of 'losing it' that it never went beyond that.
kind of wish now that I'd just taken the plunge because my first time didn't mean anything in the end anyway, and that's really absolutely fine. met a guy in summer, hit it off, he was very keen, so I slept with him. it wasn't emotional, purely physical, and actually perfect for that exact reason. didn't get attached, just had some fun.
I started dating then because once i'd 'lost it' I felt way more comfortable going on dates without feeling like I had a secret. I met and fell in love with a guy a few months after that and had a wonderful (and way more fulfilling, if you know what I mean ladies) sexual relationship with him. for a while I wished he had been my first. now that we're broken up, I'm glad he wasn't. it would have been so much harder to deal with the break up if he was my *first*, but instead I feel more open to casual dating and sex with new people because I realise sex and love are two different things. And, I would never have even dated him if I was still a virgin!
so yeah, my advice, don't worry about waiting for 'the one', as long as you trust them and they're decent to you. even better in my opinion, I haven't seen him since and I don't have to be reminded of the awkwardness of it. of course it's nice to share the experience with someone you really care about but it's so rare for that to happen I think. and when you ultimately aren't with that person forever, it would be unbearable to move on and imagine sex with anyone else.