I make over 100kGBP at 25. AMA

Was it through contracting? That's a pretty good means of making money and controlling where it goes.

How much do you have in investments

I'm very wasteful with that and have focused more on improving my salary than investing the money. The few times I had the right ideas (bitcoin circa 2016), I never acted on them. I have ~90kGBP sitting in banks collecting very little interest. I am probably investing in property soon though.

You should read a few books about investing, with that income you can easily become a multimillionaire with minimal effort if you put it in the right places.

I've started doing contracts, presently I work in Queensland, Australia. I used to work in NZ and am probably doing my next job there. I can't narrow it down to company sorry. I've never worked for a big company though; so I think the idea that to make good money you have to be at a big bank or something isn't correct. It just helps.

have you seen Picnic at Hanging Rock ?

Yeah I've realized that recently but been too complacent/scared to change it. Hence why I'm thinking about just putting it in property. Not massively lucrative but should definitely far surpass returns from interest in a bank.

I haven't. Is it a good film?

Yeah I'm 7 inches "tall"

Put some on index funds. Long term, they always go up.

But no need to take my word for it, try reading Unshakeable by Tony Robbins. He’ll show you why.

Basically yes. My last permanent role was ~60k GBP; which is still a lot. But the big jump came when switching to contracting. It's even better in the UK though. Emigrating didn't help my wallet, it's just something I wanted to do.

It is indeed very lucrative, but unfortunately that may change next year.

1. You mentioned average uni, can you name it?

2. Do you feel your degree helped you get to where you are or could you have managed without it?

What may change next year? Brexit related? Do you contract?

1. Can't name the uni sorry. But I got in with CCC, so it's obviously not one of the top ones
2. It does push you to study stuff that perhaps a self-taught coder wouldn't study e.g. the math around computer science, the data structures, the algorithms. I do not think it should be 3 years though.

Do you think that beats property? S&P 500 average return is 7% from what I've read. That means a property would have to double it's value over 10 years to match that. Admittedly this would be very good for a property; you'd basically need to pick the next Auckland, Vancouver or Sydney. But then again, property has rental income. I'll read into it more. You an investor?

Changes to legislation which may make end clients leery to take on contractors at current rates... but we'll see, since it may prove very difficult to implement in the private sector.

I have in the past, unfortunately I don't save nearly as much as I could but even so, as the money is not being forced into rather pointless employment-related frivolities, it gives you a lot more to use how you see fit, which includes investment opportunities.

Hence 1 year conversion courses. I agree though with your comments, it's one reason I am considering such a course. Quite a few devs I've spoken with have said, whilst you can self-teach, you won't have the same technical background someone who studied CS will have and clients do value this. That said, the courses can be taken online but to benefit from anything like the level of teaching you get from a uni you will have to fork out funds.

That's news to me. Any links to the new legislation? I know in Australia the government has a few years back put out legislation to cut down on contractors in the public sector.

You in IT as well? What sort of work have you had?

Yeah, main issue with self-teaching is motivation to self-teach the 'boring' parts. I find self-teaching coding easy as it's fairly fun. But without uni there is no way I'd have pushed myself to figure out how tree-like containers differ from a hash, or how a 'sort' function works etc. This is just because all that theory stuff is a bit boring. Uni is good cause it forces you to learn it